An Income-Share Agreement (ISA) is an education financing tool through which a student promises a certain percentage of future income (the "income share") for upfront funding for education. Recently, ISAs have been subject to significant national attention and scrutiny from policymakers, investors, consumer advocates, and postsecondary…

Higher education often operates under old rules -- rules that continue despite an increasingly diverse student population and improved understanding of human behavior and choice. Under these old rules, fewer than half of students graduate on time, if at all, and troubling equity gaps exist based on income, race, and ethnicity. It is time for new…

This report discusses measures taken in response to Colorado Senate Bill 92-155, which requests institutions of higher education in the state to ensure that students have the opportunity and needed assistance to complete degrees in a reasonable time. The report also examines degree completion times at Colorado colleges and universities, and…