This booklet, designed to help Colorado higher education students make informed decisions about undertaking educational loans, contains information on determining a reasonable debt level, budgeting future expenses, and available loan programs. Following an introduction, Part 1 introduces the reader to the basics of educational loans including…

College is an investment in a student's future. Students who graduate from college earn, over the course of their working lives, on average a million dollars more than their peers who don't hold a college degree. A college education also provides students with an education that prepares them for civic participation in our democratic Republic.…