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Download full textKaramcheva, Nadia; Perry, Jeffrey; Yannelis, Constantine – Congressional Budget Office, 2020
Between 1965 and 2010, most federal student loans were issued by private lending institutions and guaranteed by the government, and most student loan borrowers made fixed monthly payments over a set period--typically 10 years. Since 2010, however, all federal student loans have been issued directly by the federal government, and borrowers have…
Descriptors: Income, Loan Repayment, Student Loan Programs, Federal Aid
Direct linkNorton, Andrew – Melbourne Centre for the Study of Higher Education, 2022
This paper summarises the evolution of student contributions in Australia since 1989, exploring system redesigns that commenced in 1997, 2005 and 2021. Public and private benefits are recurring themes in setting student contributions, both as high-level justifications for government policy and in pricing specific disciplines. Professor Andrew…
Descriptors: Educational Change, Costs, Incentives, Public Policy
