The apparent sexualization and exploitation of young girls by the consumer media is a much debated topic in the advanced liberal democracies. This paper will develop the argument that the "consumer-media culture" has established itself as one of the most powerful influences in processes of self-formation for young people, and that a…

Despite calls by consumer advocates for Australia's governments and financial services institutions to provide consumers with resources to help them understand how the financial services sector operates, financial education remains something that most Australians gain by default. Research conducted in the United Kingdom and United States, has…