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Download full textTucker, Frederick – Research in Higher Education Journal, 2021
Deregulation of for-profit colleges led to a precipitous rise in enrollments from 1990 to 2010. Since 2010, regulation, investigations, and sanctions have led to enrollment declines in for-profit postsecondary institutions. Initially barred from receiving Title IV federal funds, in the form of Pell Grants and Stafford Loans, for-profit colleges…
Descriptors: Proprietary Schools, Colleges, Outcomes of Education, Student Loan Programs
Direct linkPew Charitable Trusts, 2019
States and the federal government have long provided substantial financial support for higher education, but in recent years, their respective levels of contribution have shifted significantly. Given the essential role that government funding plays in higher education access and operations, policymakers across the nation frequently face difficult…
Descriptors: Federal Aid, State Aid, Higher Education, Educational Finance
Looney, Adam; Yannelis, Constantine – Brookings Institution, 2015
This paper examines the rise in student loan default and delinquency. It draws on a unique set of administrative data on federal student borrowing matched to earnings records from de-identified tax records. Most of the increase in default is associated with borrowers at for-profit schools, 2-year institutions, and certain other nonselective…
Descriptors: Student Loan Programs, Loan Default, Federal Aid, Proprietary Schools
Wei, Christina Chang; Horn, Laura – National Center for Education Statistics, 2013
This Statistics in Brief focuses on students who do not complete a postsecondary credential and the substantial federal education debt they accrue. Specifically, the analysis compares the cumulative debt from Stafford and Perkins loan programs of students who did not complete a degree within 6 years of first enrolling ("noncompleters")…
Descriptors: Student Loan Programs, Federal Aid, Debt (Financial), Undergraduate Students
Consumer Financial Protection Bureau, 2012
American consumers owe more than $150 billion in outstanding private student loan debt. While this amount is significantly less than the amount outstanding on student loans guaranteed by the federal government, the private student loan ("PSL") product is an important component of higher education finance and does not appear to be well…
Descriptors: Student Loan Programs, Private Financial Support, Risk, Federal Aid
Wei, Christina Chang – National Center for Education Statistics, 2010
These tables show undergraduate Stafford loan borrowing rates and average Stafford loan amounts from 1989-90 to 2007-08, using data from six separate administrations of the National Postsecondary Student Aid Study (NPSAS): NPSAS:90, NPSAS:93, NPSAS:96, NPSAS:2000, NPSAS:04, and NPSAS:08. The estimates that appear in these tables reflect the newly…
Descriptors: Student Loan Programs, Student Financial Aid, Federal Programs, Federal Aid
General Accounting Office, Washington, DC. Div. of Human Resources. – 1990
This report provides information on the default rates in the Stafford Student Loan Program for schools accredited by seven agencies: Accrediting Bureau of Health Education Schools; Accrediting Council for Continuing Education and Training (ACCET); Association of Independent Colleges and Schools; National Accrediting Commission of Cosmetology Arts…
Descriptors: Accreditation (Institutions), Accrediting Agencies, Federal Programs, Higher Education
General Accounting Office, Washington, DC. Div. of Human Resources. – 1990
This report provides statistical data on the accreditation actions taken during fiscal years 1985 to 1989 by seven agencies that accredit for-profit or proprietary schools that may participate in the Stafford Student Loan Program. The seven agencies are: Accrediting Bureau of Health Education Schools; Accrediting Council for Continuing Education…
Descriptors: Academic Standards, Accreditation (Institutions), Accrediting Agencies, Higher Education
Rudner, Lawrence M. – 1991
Using agency theory, this paper analyzes schools, particularly career schools, in the Stafford Loan Program for student incentive to graduate and pay off their loans. Agency theory focuses on the roles of information and incentives when a principal and an agent cooperate with respect to the utilization of resources. The analysis examines the…
Descriptors: Academic Persistence, Accountability, Federal Aid, Federal Government
General Accounting Office, Washington, DC. Div. of Human Resources. – 1990
Information is provided on the activities of the First Independent Trust Company (FITCO) of Carmichael, California, which made loans to students participating in the Stafford Student Loan Program until California's State Banking Department closed it in May 1989. During the 11 years FITCO was in the Stafford program, it made over $1 billion in…
Descriptors: Banking, Court Litigation, Financial Audits, Financial Problems
Congress of the U.S., Washington, DC. Senate Committee on Banking, Housing and Urban Affairs. – 1990
This hearing before the Committee on Banking, Housing, and Urban Affairs, addresses the implications of the anticipated failure of the Higher Education Assistance Foundation (HEAF), the largest guarantor of student loans. HEAF's difficulties have affected Sallie Mae (Student Loan Marketing Association), and have raised general questions about the…
Descriptors: Banking, Educational Finance, Federal Programs, Hearings
Scherschel, Patricia M. – 1998
This report on student indebtedness is based primarily on a current study which is measuring the average Stafford loan balance facing students, as well as indicators of payment stress. The study is based on data on about 325,000 loans from the USA Group's entire loan servicing portfolio, which includes both subsidized and unsubsidized Stafford…
Descriptors: Educational Economics, Graduate Study, Loan Default, Loan Repayment
General Accounting Office, Washington, DC. Health, Education, and Human Services Div. – 1995
A study was conducted on the number of legal immigrants that received student financial aid for higher education, the amount of aid they received, the states in which they lived, and the types of schools they attended. The study focused on Pell grants and Stafford loans and used data from Department of Education recipient files for academic year…
Descriptors: College Students, Geographic Distribution, Higher Education, Immigrants
