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Download full textFederal Student Aid, US Department of Education, 2011
This publication is intended for financial aid administrators and counselors who help students begin the aid process--filing the Free Application for Federal Student Aid (FAFSA), verifying information, and making corrections and other changes to the information reported on the FAFSA. The Federal Student Aid Handbook consists of the Application and…
Descriptors: Student Financial Aid, Federal Aid, Student Loan Programs, Grants
Price, Derek V. – 2001
As the number and volume of student loans increase nationally, lenders and policymakers look more closely at the use of loan forbearance. This paper examines whether forbearance really cuts the risk of loan default by reporting on a study of more than 9,800 Stafford loans in forbearance in December 1996. That research shows that the default rate…
Descriptors: College Students, Higher Education, Loan Default, Loan Repayment
Beanblossom, Gary F.; Rodriguez, Blanca Rosa – 1989
This study examined characteristics differentiating defaulters on Stafford student loans (formerly Guaranteed Student Loans) from non-defaulters. Data were drawn from a sample of 100,000 records randomly selected from the fiscal year 1987 guarantee agency cumulative borrower file. A cohort of 7,382 borrowers taking out their last loan in FY 1983…
Descriptors: Comparative Analysis, Federal Programs, Higher Education, Loan Repayment
General Accounting Office, Washington, DC. Div. of Human Resources. – 1991
A study was conducted to determine: (1) whether federal savings could be expected by replacing Stafford student loans with direct loans under a direct loan program proposed by the National Association of State universities and Land Grant Colleges; and (2) what consequent administrative responsibilities would accrue to educational institution and…
Descriptors: Administrative Change, Cost Effectiveness, Federal Aid, Federal Programs
General Accounting Office, Washington, DC. Div. of Human Resources. – 1990
Provisions in the Higher Education Amendments of 1986 (Public Law 99-498), which require guaranty agencies and lenders to report information on Stafford student loan program borrowers to credit bureaus, are examined. The purpose of these provisions is to promote greater borrower responsibility and repayment of student loans. The report addresses…
Descriptors: Credit (Finance), Federal Legislation, Federal Programs, Higher Education
Clinton, Stephen W. – Journal of Student Financial Aid, 1989
The use of a student loan secondary market by a lender under the federally guaranteed Stafford Student Loan Program can be a shock to a student unfamiliar with the role secondary markets play. The first student loan secondary market (Student Loan Marketing Association, or Sallie Mae) was created in 1973. (MLW)
Descriptors: College Students, Debt (Financial), Higher Education, Loan Repayment
Weinberg, Steven – Congressional Budget Office, 2006
Federal student loans include a complex consolidation option that gives borrowers the opportunity to combine several loans into a single loan with a longer term to maturity and, for loans originated before July 2006, to convert from a variable- to a fixed-rate loan. The consolidation option adds substantial costs to the federal student loan…
Descriptors: Costs, Federal Programs, Student Loan Programs, Postsecondary Education
Jenkins, Sarah – 1991
This publication presents an assessment of various methods applicable for measurement of lender profitability with particular emphasis on net present value (NPV) in order to determine whether the Department of Education's current method for determining lender profitability within the Stafford Student Loan program is the best. The introduction…
Descriptors: Accounting, Banking, Budgeting, Capital
Blumenstyk, Goldie – Chronicle of Higher Education, 1990
State low-interest college loans programs for middle-class families have emerged in response to restrictions on federally subsidized Stafford Loans. The key difference between federal and state programs is that most state programs require student borrowers and cosigners to prove good credit risks, reducing loan default and making the programs…
Descriptors: Higher Education, Interest (Finance), Loan Default, Loan Repayment
General Accounting Office, Washington, DC. Div. of Human Resources. – 1991
A study was done to evaluate the ability of medical residents to repay their Stafford loan educational debt with a repayment deferment limit of 2 years. Using data on 1990 medical school graduates, the study compared medical residents' educational debt burdens to a financial hardship indicator keyed to loan default prevention. Results indicated…
Descriptors: Educational Finance, Financial Problems, Graduate Medical Students, Higher Education
Department of Education, Washington, DC. – 1997
This guide for student first-time borrowers presents the basic facts about subsidized Federal Direct Stafford/Ford Loans and Federal Direct Unsubsidized Stafford/Ford Loans. Components of the guide include: (1) a section providing such information as amounts that can be borrowed, interest rates, loan fees, the various repayment plans, and loan…
Descriptors: Budgeting, Compliance (Legal), Counseling, Federal Aid
Office of Federal Student Aid (ED), Washington, DC. – 2002
This publication explains what federal student financial aid is and the types of student aid that are available. The introduction, "Student Aid at a Glance," presents information about what student aid is, who gets it, and how to get it. The second section discusses "Finding Out about Student Aid." The next section provides…
Descriptors: Federal Aid, Grants, Higher Education, Loan Repayment
Department of Education, Washington, DC. Student Financial Assistance. – 2001
This publication explains what federal student financial aid is and what types of student aid are available. The introductory section, "Student Aid at a Glance," presents information about what student aid is, who gets it, and how to get it. The second section discusses "Finding out about Student Aid." The next section provides…
Descriptors: Federal Aid, Grants, Higher Education, Loan Repayment
Department of Education, Washington, DC. Student Financial Assistance. – 2001
This Spanish-language publication explains what federal student financial aid is and what types of student aid are available. The introductory section, "Student Aid at a Glance," presents information about what student aid is, who gets it, and how to get it. The second section discusses "Finding out about Student Aid." The next…
Descriptors: Federal Aid, Grants, Higher Education, Loan Repayment
Department of Education, Washington, DC. Student Financial Assistance. – 2000
This publication explains what federal student financial aid is and what types of student aid are available. Two introductory sections present: federal student aid at-a-glance (what it is, who gets it, and how to get it) and finding out about student aid. The first section presents general information on the following subjects: student…
Descriptors: Federal Aid, Grants, Higher Education, Loan Repayment
