These materials represent the testimony given before the Select Committee on Aging of the House of Representatives during February 1979. Statements of the committee members are presented as well as remarks by Louis Harris, nationally known survey researcher, and Kenneth K. Keene, director of a New York consulting firm specializing in employee…

Recent trends toward earlier retirement have exacerbated the financial problems facing the Social Security system and many other public and private pension plans. The massive commitment of public and private funds to Social Security and pension funds is partly responsible for the trend to early retirement. This, in fact, was one of the early goals…

A model for examining the two basic approaches of encouraging later retirement is presented in which the coercive approach relies primarily on negative incentives such as benefit reductions, and the voluntary approach encourages continued employment through positive incentives and increased employment opportunities. The degree to which these…

Fifth in a series and the latest of several studies on employee benefits in higher education, this book constitutes a full-scale revision of the earlier "Benefit Plans in American Colleges" (1969). The principal benefit plans provided by U.S. colleges and universities are described, analyzed, and evaluated. Included are retirement…

This document reports the oral and written testimony of witnesses at a Congressional hearing held to examine ways to use the abilities of the rapidly growing older population, particularly in professions such as child care where they have the potential of making an important contribution to the education and care of the children of the United…

A study examined principal cost and benefit issues to be resolved in designing a new retirement system for Federal workers covered by Social Security. The new Federal system would be built on the base of Social Security and would take into account the Social Security program's taxes and benefits. The current Civil Service Retirement System (CSRS)…

The baby boom generation faces added uncertainty on their investments and perhaps lower realized rates of return on all components of their retirement savings, primarily because of their large number. Effects will be felt in the Social Security system and by pension plans and private investors. Individuals, employers, pension fund managers, and…

Older women, who comprise two-thirds of the retired U.S. population, share substantially less of the $1.3 trillion worth of over 800,000 private and public pension plans by every way of measurement. Of the one-in-five women receiving pension income, some obtain it from their own paid work history, while others are widows and divorced women who…

Papers included are as follows: "An Overview" (Ross); "The Outlook for Social Security in the Wake of the 1983 Amendments" (Munnell); "The Economics of Aging: Doomsday or Shangrila?" (Schulz); "Retirement Incentives--the Carrot and the Stick. (Why No One Works beyond 65 Anymore)" (Quinn); "Inflation and…

This book contains 15 articles on older workers and the challenges of health insurance, Social Security, retirement, job loss, and working until older ages. Following an introduction by the editors, the articles are organized in five sections that also include commentaries on the articles. The following are included in Section 1, "Charting…

A study analyzed the changing nature of older persons in the labor force, factors that may affect their work decisions, and policy changes that could facilitate their continuation or reentry into the work force beyond the normal retirement age. Data examined during the survey indicate that while the number of people aged 65 and older is continuing…

A project was conducted in Iowa to develop educational programs for older adults who were not institutionalized. Focus of the activity was on sites that held community meals for the aging on a daily basis. Those who attended were targeted for after-dinner educational programs. A survey was taken of the interests of the senior citizens attending…

This document analyzes the labor market problems of displaced older workers. Chapter 1 is an introduction. Chapter 2 describes the magnitude of the problems of unemployment, discouragement, and displacement of older workers. The outcomes of unemployment are discussed, with attention to the duration of unemployment, the effects of displacement, and…

Many companies recognize the importance of including older persons in the labor force, but barriers still exist that limit their productive employment. Negative stereotypes may influence hiring and promotion decisions, and training opportunities may be closed. A study was conducted of private sector employment programs/practices that are intended…

Women of all ages continue to enter the work force in greater numbers while the work force participation rate for males is declining. Women are disproportionately concentrated in low-paying, dead-end jobs. Employment discrimination continues to be a significant problem. Job interruptions necessitated by family responsibilities are a major factor…