With negative ads already rampant on radio and TV, it's clear that President Obama and Republican presidential nominee Mitt Romney differ on most issues. That statement carries over to education as well, as both offer starkly different views on K-12 and higher education policy for the fall campaign. Obama is touting a large increase in Pell Grants and student financial aid during his watch, as well as new grant programs that are driving change in elementary and secondary schools. Romney is offering a different strategy that focuses less on government and more on school choice at the K-12 level and cutting regulations in the postsecondary sector. As in many issues these days, it comes down to different opinions on the role of government. Two of the most significant differences between the Obama and Romney camps are on two issues critical to college students--federal financial aid and how best to provide student loans for college study.