"A Closer Look at the Trillion: Borrowing, Repayment and Default at Iowa's Community Colleges," takes an unprecedented look at community college student borrowing and repayment behavior. The report uses data from all 16 community colleges in Iowa to examine the characteristics of borrowers and defaulters to help colleges and policymakers better understand and prevent default. [Foreword written by J. Noah Brown. For this report's predecessor, "Protecting Colleges and Students: Community College Strategies to Prevent Default," see ED560062.]