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Download full textHumphrey, Justin – Congressional Budget Office, 2005
The federal government assists students and their parents in meeting the costs of postsecondary education through two student loan programs, the Federal Family Education Loan Program and the William D. Ford Direct Loan Program. Although the two programs provide similar benefits to borrowers, their structures and operations differ greatly. As a…
Descriptors: Costs, Federal Programs, Federal Legislation, Student Loan Programs
Haas, Patty – 1995
This booklet, designed to help Colorado higher education students make informed decisions about undertaking educational loans, contains information on determining a reasonable debt level, budgeting future expenses, and available loan programs. Following an introduction, Part 1 introduces the reader to the basics of educational loans including…
Descriptors: College Students, Financial Needs, Higher Education, Legal Responsibility
Schenet, Margot A. – 1994
This report discusses the Federal Family Education Loan (FFEL) Programs, formerly referred to as the Guaranteed Student Loan (GSL) Programs, which are designed to insure and subsidize loans private lenders make to students and their parents to help them meet the cost of postsecondary education. Chapter 1 outlines the major features of the FFEL…
Descriptors: Eligibility, Federal Aid, Federal Programs, Government Role
Comptroller General of the U.S., Washington, DC. – 1992
As part of a larger program to identify and analyze federal programs at high risk for waste, fraud, abuse and mismanagement, this publication presents an evaluation of the Federal Family Education Loan Program (FFELP), formerly the Guaranteed Student Loan Program. The analysis argues that the program has not been successful in protecting the…
Descriptors: Accountability, Colleges, Federal Programs, Fraud
Scherschel, Patricia M. – 1998
This report on student indebtedness is based primarily on a current study which is measuring the average Stafford loan balance facing students, as well as indicators of payment stress. The study is based on data on about 325,000 loans from the USA Group's entire loan servicing portfolio, which includes both subsidized and unsubsidized Stafford…
Descriptors: Educational Economics, Graduate Study, Loan Default, Loan Repayment
Department of Education, Washington, DC. – 1999
This collection of tables is a compilation of 1998 school cohort default rates for fiscal years(FY) 1995, 1996, and 1997 for all schools that are currently participating in any Title IV student financial assistance program. Schools are listed by state in descending order by cohort default rate. Foreign schools are listed following the state…
Descriptors: Compliance (Legal), Educational Finance, Federal Aid, Federal Programs
General Accounting Office, Washington, DC. Accounting and Information Management Div. – 1997
This report examines the four program activities that account for two-thirds of delinquent debt owed to the Federal government: the Department of Education's Federal Family Education Loan Program (FFELP) with $20 billion and the housing programs of the Departments of Housing and Urban Development (HUD), Veterans Affairs (VA), and Agriculture that…
Descriptors: Accountability, Debt (Financial), Educational Finance, Federal Aid
General Accounting Office, Washington, DC. Health, Education, and Human Services Div. – 1995
This study examined the availability of federally subsidized Stafford student loans for postsecondary education in light of recent legislated changes, specifically the Higher Education Amendments of 1992 and the Student Loan Reform Act of 1993, which authorized the Federal Direct Student Loan Program, brought changes to the Federal Family…
Descriptors: Access to Education, Educational Legislation, Federal Aid, Federal Legislation
Schenet, Margot A. – 1993
This report discusses recent changes in federal aid to postsecondary students enacted by Congress during 1992-93, focusing on the 1992 Amendments to the Higher Education Act and the 1993 Federal Direct Student Loan (DL) Program. The report reviews recent issues surrounding federal aid to postsecondary students, such as program accountability and…
Descriptors: College Students, Educational Attitudes, Eligibility, Federal Programs
Department of Education, Washington, DC. Default Management Div. – 1998
This publication is intended to accompany the official cohort default rate notification letters sent to postsecondary schools each year and to be used by the schools in preparing materials used for appeals. The guide covers the Federal Family Education Loan Program and/or William D. Ford Direct Loan Program cohort rates and does not contain…
Descriptors: College Students, Due Process, Federal Aid, Government School Relationship
Department of Education, Washington, DC. – 1999
This report lists schools with fiscal year (FY) 1995, FY 1996, and FY 1997 official cohort student loan default rates that are 25 percent or higher. As a result, these schools are subject to initial loss of eligibility to participate in the Federal Family Education Loan Program, the Federal Direct Student Loan Program, and/or the Federal Pell…
Descriptors: Compliance (Legal), Educational Finance, Eligibility, Federal Aid
Department of Education, Washington, DC. – 1999
This report lists schools with fiscal year (FY) 1995, FY 1996, and FY 1997 official cohort student loan default rates that are 25 percent or higher and have lost eligibility to participate in the Federal Family Education Loan Program, the Federal Direct Student Loan Program, and/or the Federal Pell Grant Program due to prior year cohort default…
Descriptors: Compliance (Legal), Educational Finance, Eligibility, Federal Aid
General Accounting Office, Washington, DC. Health, Education, and Human Services Div. – 1998
This report discusses problems reported by lenders participating in the Federal Direct Loan Program (FDLP) and the Federal Family Education Loan Program (FFELP). The study examined the nature and the source of the problems experienced by the lenders, how they affected lenders, and what steps the Department of Education and Electronic Data Systems…
Descriptors: College Students, Error Patterns, Federal Aid, Federal Programs
PDF pending restorationDepartment of Education, Washington, DC. Default Management Div. – 1998
This report lists postsecondary schools with official student loan default rates of 25.0 percent or greater for fiscal years (FY) 1994, 1995, and 1996. The listed schools had previously been excluded from the Federal Family Education Loan Program and/or the Federal Direct Student Loan Program due to their high default rates, and this exclusion may…
Descriptors: Black Colleges, Community Schools, Compliance (Legal), Eligibility
Office of Student Financial Assistance (ED), Washington, DC. – 1996
This guide discusses federal student aid programs for postsecondary education and how to apply for them. It begins by outlining sources for finding out about student aid, such as schools, state higher education agencies, guidance counselors, and organizations connected with particular fields of interest. It offers tips on how to choose a school…
Descriptors: Eligibility, Federal Aid, Federal Programs, Grants
