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Smole, David P. – Congressional Research Service, 2015
The William D. Ford Federal Direct Loan (DL) program, authorized under Title IV, Part D of the Higher Education Act of 1965 (HEA), as amended, is the primary federal student loan program administered by the U.S. Department of Education (ED). The program makes available loans to undergraduate and graduate students and the parents of dependent…
Descriptors: Federal Programs, Student Loan Programs, Federal Aid, Educational Legislation
Webster, Jeff; McQueen, Carla; Creusere, Marlena; Lukens, Leslie – TG (Texas Guaranteed Student Loan Corporation), 2008
The credit market in the United States currently suffers from a rare and serious disruption. Once flowing with liquidity, the creativity and vibrancy of these markets helped fuel an economy that had been the envy of the world. Poor repayment performance in the subprime mortgage market has now reduced the availability of funds needed for other…
Descriptors: Student Financial Aid, Student Loan Programs, College Students, Federal Programs
Scherschel, Patricia M. – 1998
This report on student indebtedness is based primarily on a current study which is measuring the average Stafford loan balance facing students, as well as indicators of payment stress. The study is based on data on about 325,000 loans from the USA Group's entire loan servicing portfolio, which includes both subsidized and unsubsidized Stafford…
Descriptors: Educational Economics, Graduate Study, Loan Default, Loan Repayment
General Accounting Office, Washington, DC. Health, Education, and Human Services Div. – 1997
Most federal support for student financial aid is distributed through student loans via the William D. Ford Federal Direct Loan Program (FDLP) and the Federal Family Education Loan Program (FFELP). This report provides information on the number of schools in each program, and the distribution of student loans between the two programs; the loan…
Descriptors: Eligibility, Federal Legislation, Federal Programs, Higher Education
Miles, Barbara; Zimmerman, Dennis – 1993
This congressional report argues that the costs of the current guaranteed lending program for postsecondary education can be reduced in three ways: (1) by eliminating more-than-competitive returns to private lenders; (2) by reducing administrative costs; and (3) by reducing default costs. It is suggested that the first solution can be accomplished…
Descriptors: Cost Effectiveness, Federal Aid, Federal Government, Government Role
Office of Student Financial Assistance (ED), Washington, DC. – 1994
This document is a compilation of final federal regulations issued from January through July, 1994, concerning student financial aid (SFA) and related concerns. The first portion includes the following parts under Title 34 of the Code of Federal Regulations: Drug Free Schools and Campuses, Family Educational Rights and Privacy, Institutional…
Descriptors: Eligibility, Family Financial Resources, Federal Programs, Federal Regulation