The rising costs of college attendance and changes in financial aid packages leave students with little option other than to incur a debt of some amount. Unfortunately, colleges often fail to provide adequate financial literacy and student loan information so prospective students planning to attend college can make informed decisions. Student…

A collaboration between The Institute for College Access & Success (TICAS) and the Student Senate for California Community Colleges (SSCCC), this policy brief examines the costs of attending California Community Colleges (CCCs) for low-income students and the roles that financial aid resources, work hours, and student loan borrowing currently…

This issue of "DataPoints" finds significantly fewer two-year degree students finish their degree with student loan debt than students earning credentials from for-profit or four-year institutions. About 51 percent of all students who earned an associate degree from any college in 2015-16 graduated without taking any student loans. That…

This issue of "DataPoints" shows the percent of Pell grant recipients with any federal student loans, by control and level of institutions in the years 2003-04, 2007-08, 2011-12, and 2015-16. The data demonstrate that community college students with Pell grants are less likely to take on student debt than similar students in other…

Recent higher education investments in Michigan have prompted the authors to revisit the reality of college affordability in the state, so that policymakers and stakeholders can monitor the impact of investments moving forward. While MI has lowered the net cost of a postsecondary education, a college credential still remains out of reach for many…

The advent of for-profit colleges to the higher education scene in the U.S. has challenged public community colleges on all levels; financial, academic, and consumerism. Research has shown that key performance indicators are more favorable at public community colleges than at for-profit colleges. Determining size and type of colleges, ethnicity…

Women and underrepresented minorities can help fill the ever-growing demand for engineers in the United States. Quality teaching methods, an understanding of the cognitive aspects of learning, and faculty addressing biases help ensure student success in engineering majors. Accordingly, the community college engineering pathway can help fill the…

College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

The study of student loan debt remains a timely and relevant higher education finance research and policy-oriented topic, especially when considering the alarming growth rates of student loan debt balances. The Quarterly Report on Household Debt and Credit released in May of 2018 shows that among all debt balances, student loans remain the only…

College affordability is a significant factor in student access, retention, and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

"Fault Lines in Borrowing: Academic Outcomes of Students in Default" examines factors influencing and influenced by loan defaults among students at Valencia College in Orlando, Florida. The findings demonstrate that loan defaults and their harsh penalties are strongly associated with poorer academic persistence and completion. The paper…

College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

Every year, the BC Student Outcomes Program collects feedback from former students who took post-secondary programs. Student feedback is essential to maintain quality and relevance in the education system. In 2022, over 28,500 former students were surveyed; key results from those surveys are presented in this report. 90% of the former…

There is growing recognition that the interplay of student collegiate finances and academic performance influences key student outcomes like retention and graduation. Students experiencing high levels of stress related to finances and meeting basic needs may struggle to reach their academic potential. The Spring 2018 implementation of the Student…

Students are increasingly likely to use student loans to finance their postsecondary education. This article examines how students' use of federal loans changed from 2000 to 2016 by students' family income group and parental education level. We use logistic regression analysis and nationally representative data from the National Postsecondary…