The purpose of this study was to identify the positive and challenging experiences of currently enrolled Pell Grant higher education students at one private, four-year postsecondary institution in Texas. The qualitative study used an Interpretive Phenomenological Analysis (IPA) as a data collection approach to gain specific insight about Pell…

This research study aspired to establish a platform for African American college students to express their perspectives and encounters regarding their background and socioeconomic status, and how these factors have influenced their financial awareness. The endeavors aimed to provide insights that could be advantageous for future Black college…

The rising costs of college attendance and changes in financial aid packages leave students with little option other than to incur a debt of some amount. Unfortunately, colleges often fail to provide adequate financial literacy and student loan information so prospective students planning to attend college can make informed decisions. Student…

Culturally Relevant Pedagogy (CRP) is an educational framework that illustrates how to foster educational excellence through a focus on cultural competence, critical consciousness, and academic success, which aims to empower students by making education more applicable and responsive to their lived experiences (Ladson-Billings, 1995). This study…

With rapid economic development, financial literacy plays an increasingly important role in helping individuals navigate the complexities of modern financial systems and products. The importance of financial literacy is particularly pronounced in China, one of the largest economies in the world, especially for university students who are…

The "campus loans" crisis has highlighted the importance of financial literacy among Chinese college students. Based on an analysis of 2,266 valid questionnaires, this study utilized survey data and logistic regression to examine the correlations between demographic and behavioral factors and financial literacy among students. The…

This mixed methods action research study was conducted at a women's, private, liberal arts university in the United States with the purpose to create an opportunity for the Latina female first-generations college students (LFFGCS) to; build a sense of belonging and community, and provide them with more resources on a variety of financial topics in…

This paper presents a mobile application aimed at enhancing the financial literacy of college students by monitoring their spending patterns and promoting better decision-making. The application is developed using the agile methodology with Android Studio and Flutter as development tools and Firebase as a database. The app is divided into…

This paper aims to show how through plausible reasoning financial mathematics can be taught at the university level, the work is based on a model designed by García (2019), who created it to teach linear algebra in engineering careers, using technology, of all this model, only the design with methodological procedure is adapted. In this grade The…

This current dissertation used case study (Yin, 2018) to examine United States female college students' perceptions of their financial literacy, especially with respect to their debt accumulation and the gender wage gap, at a public, 4-year institution in New Jersey. It answered the following research questions: How are student debt, financial…

Student loan debt in the United States exceeds $1.5 trillion. The enormity of student loan debt has received extensive media attention, with reports presenting the sheer mass of student loan debt as a national crisis. Borrowing patterns among undergraduates indicate that this is a pronounced issue among Black students who are more likely to…

Undergraduate students are a vulnerable population faced with college costs and a lack of financial management knowledge, issues that have led to high student debt, failure to repay this debt, and sometimes dropping out of college. Facing these financial matters often serves as a leading source of stress, which, according to Selye's stress theory,…

In addition to career training and preparation, institutions of higher education can foster opportunities for financial education and promote access to resources for financial decision-making. Educational experiences can play a role in preparing and informing students about their financial decisions and the impact of financial choices they face as…

First-generation, freshmen students struggle to complete the financial aid process at a 4-year private university in Louisiana, impacting their financial and academic well-being. The purpose of this basic qualitative study was to explore first-generation, freshmen student perceptions of how they construct knowledge about the financial aid process…

Although there is a lack of accurate data on the exact number of international students in school psychology graduate programs, international student enrollment seems to be increasing, especially from Asia. Graduate school is challenging for everyone; however, it can be exponentially more difficult for those who are navigating both their identity…