The purpose of this hermeneutic phenomenological study was to discover the experiences and self-efficacy beliefs related to financial literacy knowledge for educators in the United States. The theory guiding the study was self-efficacy as it explained how one's belief in abilities is shaped by their unique background, experiences, and knowledge.…

Financial literacy skillsets may be lacking in the first-year college student population, which may contribute to lower first-year college student retention rates. Because financial literacy is a skillset that may need to be taught to college students, this study attempted to understand and explore the link between financial literacy levels and…

This study was designed to test the efficacy of the Open Hands finance program. The program was designed to increase financial literacy among Christian college juniors and seniors, and the study was conducted at two Christian institutions in the Midwest and Southeast United States. The literature suggests a dire worldwide need for financial…

University students and university personnel are important contributors to the economy of the United States regarding excessive student loan debt. As such, a lack of financial literacy is a significant problem. The purpose of this single descriptive qualitative case study was to describe the experiences of certain individual university students…

A problem has been identified within the area of secondary education in determining what the role of school systems is in providing a guaranteed and viable level of financial literacy education to students before they graduate, preparing them for college, career, and civic readiness. Financial Literacy Education is a set of requisite skills that a…

The problem addressed in this study was whether real or perceived barriers exist among higher education finance professionals, which may influence their perceptions of risk and trustworthiness to adopt FinTech. The purpose of this study was to address whether or not perceptions of the risks and trustworthiness of software applications used in…

Low financial literacy is a growing problem in young adults, which has effects throughout adulthood (Amagir et al., 2018). Record low personal savings rates, a shift toward increased personal responsibility for retirement, and increasing student loan balances put financial decision-making demands on young adults that have lifelong impacts (Lusardi…

The three studies included in this dissertation collectively aim to highlight the negative impact that culturally homogenous academic, social, and financial systems on college campuses have on the experiences of culturally diverse college students. Currently the academic, social, and financial experiences of college students are not structured to…

Previous studies have focused heavily on the astronomical student loan debt number in the United States of America and the overall expense of higher education; however, few studies have focused on the financial literacy of higher education students and what financial knowledge the individuals possess who were key members of the community who were…

Students entering college may not have the financial knowledge and competency needed to completely understand the loans they are signing up for when committing to student financial aid. The purpose of this qualitative case study is to examine the level of financial knowledge that first-year college students have when taking out college loans. This…

This study examines the financial aid literacy of Latino students at an institution of higher education in the United States. Beginning with a review of the current literature on the topic and past studies. Utilizing the theoretical framework of Marcia Magolda-Baxter's (2009) theory of self-authorship along with the conceptual frameworks of…

Financial literacy is a tool necessary for navigating adulthood, often overlooked when preparing students for college decision-making. Despite the lack of preparation, research indicates financial issues as one of the most significant concerns for student retention, affecting first-generation and minority students the most. The purpose of this…

This Narrative Analysis examines the complex connection between financial literacy and the experiences of first-generation low-income students attending a public Historically Black College and University (HBCU). Given the rising expenses associated with higher education, students who are the first in their families to pursue postsecondary…

Organizational effectiveness studies within college athletics tend to focus attention on administrators at large NCAA Division I institutions. The purpose of this dissertation is to explore how medium-sized public NCAA Division II athletic departments define and operationalize organizational effectiveness. More specifically, this study aims to…

There has been a lack of consensus among researchers and practitioners about how to define financial literacy, but there is agreement that financial education changes depending on the stage of life to which people belong. This study provides consensus on what topics are considered a part of financial literacy specifically for traditional aged…