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Direct linkCheng Yuan; Xiaoxiao Wang; Li Lin – SAGE Open, 2023
This paper studies how students' financial literacy affects their perceptions of returns to schooling and consequently their schooling decisions. We first propose a model of human capital accumulation where financially illiterate students exhibit a cognitive bias of "ironing heuristic." With this decision heuristic, students tend to…
Descriptors: Foreign Countries, Rural Areas, Financial Literacy, Student Attitudes
Minda Tan; Shuiyun Liu – SAGE Open, 2023
Shadow education helps students become academically competitive. Currently, little is known about whether shadow education can effectively fulfill either remedial or enrichment purposes in China. Using the nationally representative data from the China Education Panel Survey (CEPS) collected in 2013 and 2014, this paper explored the opportunity gap…
Descriptors: Human Capital, Private Education, Tutoring, Socioeconomic Status
