The issue of student debt is now at the forefront of public discourse and political debate. There is no question that debt, not just student debt, impacts the economy and hinders the economic wellbeing of many Americans. At the same time, the factors that lead to that debt should not be ignored. Not all student debt is the same, and not all…

Teacher diversity is beneficial for all students, but especially students of color. The evidence is clear that having a teacher that matches students' racial identity increases reading and math scores, reduces the use of exclusionary discipline practices, and increases the likelihood of graduating high school and matriculating into a postsecondary…

U.S. citizens or permanent residents, enrolled at least half time in a qualified program at a participating school, not in default on a prior federal student loan, and not previously convicted of a drug offense while receiving federal financial aid are eligible to apply for a student loan. This chart summarizes the interest rates, loan limits, and…

In 2018-2019, North Carolina implemented a loan forgiveness program to recruit talented postsecondary students into teaching majors in needed subject areas. This qualitative case study analyzes the influence of the North Carolina Teaching Fellows Program (NCTFP) on 10 student participants' college, major, and career plans in STEM education to…

Cuts to education may be regarded as counter-productive at times of upheaval, but it has been reported Ministers want to make savings on higher education in England at the next spending review. Higher Education Policy Institute (HEPI) has therefore published some new modelling commissioned from London Economics on various possible changes to…

On the campaign trail, President Joe Biden's higher education agenda featured prominent promises to forgive student loan debt and make community college debt free. But as Congress continues to debate these high-profile proposals, Biden's Department of Education has signaled its intent to use a little known yet powerful regulatory process to take…

Since the late 1990s, the number of college student loan debtors has increased rapidly in Japan. Despite the uniqueness of Japanese higher education policies in terms of tuition levels and heavy reliance on educational loans rather than grants, few studies have focused on the influence of student loans on adult youths' lives. This study is the…

The College Cost Reduction Act would overhaul the Higher Education Act, making changes to student borrowing and repayment, borrower protections, college oversight, postsecondary data, and more. The bill includes a new proposed risk-sharing model that would require colleges to repay the federal government for a calculated proportion of their…

While the completion of a baccalaureate degree is the gateway to a greater quality of life in areas of employment, health, housing, civic engagement, mortality, and economic wealth, the college experience for Black American students is typically coupled with the accumulation of a disproportionately high amount of student loan debt. While the most…

Rising college prices and student debt, the growth and collapse of online for-profit colleges, and expansions of federal grant, loan, and loan forgiveness policies have increased calls for more accountability in our higher education system. And there is significant consensus among lawmakers that the existing set of quality assurance policies for…

President Biden's recent announcement regarding student debt relief has brought the issue to center stage across Pennsylvania and the U.S. Access to quality higher education is so important to Pennsylvania's individuals and families, yet the high cost of college in the state has both limited who has access to a good education and, for those…

For 15 years, Sallie Mae has surveyed college students and parents of undergraduate students about their attitudes toward higher education and how they're paying for it. "How America Pays for College" explores education funding sources--from family income and savings to scholarships, grants, and borrowed funds--and evaluates trends in…

This report looks at the education and work outcomes of a national sample of bachelor's degree recipients four years after they earned their degrees. The findings are based on data from the 2016/20 Baccalaureate and Beyond Longitudinal Study (B&B:16/20). This summary report presents selected findings from the full report including enrollment…

The federal government provides financial assistance to individuals for higher education expenses in two major ways: tax benefits and traditional student aid (loans, grants, and work-study assistance). Since 1997, education tax benefits have become an increasingly important component of federal higher education policy. In 2021, 11 higher…

A college degree or credential is a crucial stepping-stone to the middle class, and American colleges and universities play an essential role in building a more prosperous, equitable country. However, too many colleges routinely and disproportionately enroll students who end up struggling to repay or, worse, default on their student debt. "A…