In this dissertation, I study the relationships between financial aid, student characteristics, persistence, and completion in three separate chapters. In all three chapters, I use detailed, student-level administrative data from the UNC System beginning in the Fall 2013 semester. The first chapter is entitled "Tuition Reduction and Student…

Higher education in countries like Ghana faces significant challenges, including financial barriers, which usually hinder students' educational progress and graduation rates. While some students usually rely on family support and personal savings, these resources are generally insufficient for covering all educational expenses. Although student…

Authored by Dr. Wendy Kilgore and Dr. James Dean Ward, this report delves into the impacts and institutional responses to federal regulations limiting transcript holds for students with unpaid balances. This comprehensive analysis is essential reading for anyone involved in higher education administration. Based on a survey of 326 institutions,…

This report, authored by Dr. Wendy Kilgore, Senior Director of Research at AACRAO, and Dr. James Ward, Principal at Ithaka S+R, provides insights into the impact of state-level transcript hold regulations on higher education institutions and learners. Key findings from the report include: (1) 97% of institutions changed practices or policies after…

This report explores the experiences of trans and non-binary students across UK higher education. It compiles new and existing data, alongside interviews with students and academics, to outline the journey from application, through study, to post-graduation. It highlights the unique combination of challenges trans and non-binary students face,…

This is the executive summary for the report, "Graduate Degrees: Risky and Unequal Paths to the Top" which proposes new measures to improve accountability and transparency in graduate education through a regulatory framework for Grad PLUS loan eligibility that includes both an in-field earnings premium test and a debt-to-earnings test.…

The decline in undergraduate enrollment at American colleges and universities, particularly highlighted by a drop of nearly 500,000 students in Fall 2021, continues to reflect broader challenges facing higher education. Factors contributing to this trend include the enduring effects of the COVID-19 pandemic, economic instability, shifting…

Government-backed student loans are not a panacea for educational inequality or social ills. By examining student loans as a means of social control, Bourdieu's concept of symbolic violence can provide novel ways to encapsulate debt-response patterns across cultures and geographies. This gentle, invisible violence creeps in via misrecognition, a…

Generally, need-based financial aid improves students' academic outcomes (Nguyen, Kramer & Evans, 2019). However, the largest source of need-based grant aid in the United States, the Federal Pell Grant Program (Pell), has a mixed evaluation record (Bettinger, 2004; Rubin, 2011; Marx & Turner, 2018; Park & Scott-Clayton, 2018;…

Nationwide, rural students enroll in and graduate from college at lower rates than their non-rural peers. Closing this gap in rural college access matters because individuals with a college education experience higher average earnings and lower rates of unemployment relative to their peers without a college credential. State financial aid programs…

For decades, college tuition costs have been skyrocketing, yet state financial aid has failed to meet the increasing economic needs of college students -- leaving many young people with the choice of bridging the financial gap by taking out student loans or not attending college at all. This pressing issue of rising college tuition is not just a…

As states reckon with racial enrollment and attainment gaps in higher education, some have made efforts to address them through their higher education funding. Two common approaches are outcomes-based funding (OBF) and Promise programs, as each can be designed with an explicit race equity lens. This report summarizes a two-year study examining the…

The population of adult learners with Some College, No Credential (SCNC) has risen over the years to over 40 million individuals. A smaller subset of this population has debt that they owe their institutions directly in addition to state, federal, or private loans. As of 2020, approximately 6.6 million students owed more than $15 billion in…

This document records testimony from a hearing before the Subcommittee on Higher Education and Workforce Development of the Committee on Education and the Workforce that was held to examine lowering costs and increasing value for students, institutions, and taxpayers. Opening statements were provided by: (1) Honorable Burgess Owens, Chairman,…

Nearly one-quarter (23 percent) of all degree-seeking undergraduate students at the City University of New York (CUNY) are adult learners--students over the age of 25. These students are juggling an outsized share of family and work responsibilities compared to the traditional 18-year-old freshman. They are much more likely to be among the 31…