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Thanh Hung Nguyen; Bình Nghiêm-Phú; Quang Trong Vu – Cogent Education, 2024
University students are potential customers of peer-to-peer (P2P) lending and pawnbroking services. However, the existing literature has primarily underestimated such borrowers' opinions of these services, especially from a comparative standpoint. In addition, previous studies have also neglected the implications for personal financial and…
Descriptors: Undergraduate Students, Peer Relationship, Foreign Countries, Loan Repayment
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Hanwen Zhang – Higher Education Research and Development, 2024
Government-backed student loans are not a panacea for educational inequality or social ills. By examining student loans as a means of social control, Bourdieu's concept of symbolic violence can provide novel ways to encapsulate debt-response patterns across cultures and geographies. This gentle, invisible violence creeps in via misrecognition, a…
Descriptors: Neoliberalism, Debt (Financial), Loan Repayment, Loan Default