Originating in the 1970s, Competency-Based Education (CBE) deviated from traditional time-based benchmarks, emphasizing mastery of specific skills and competencies. Its initial adoption is mainly attributed to a response to a more traditional educational system that was heavily reliant on time-based (credit hour) benchmarks of success to indicate…

For more than a decade, the Financial Technology (FinTech) industry has been growing, and it has reshaped how payments were made and brought new financial service products to the market. FinTech has created innovative disruptions to traditional, long-established financial institutions (e.g., banks and investment firms) in financial services…