The purpose of this hermeneutic phenomenological study was to discover the experiences and self-efficacy beliefs related to financial literacy knowledge for educators in the United States. The theory guiding the study was self-efficacy as it explained how one's belief in abilities is shaped by their unique background, experiences, and knowledge.…

Purpose: We aim to investigate the relationship between gender and financial literacy, hypothesizing that a gender gap in attitude, knowledge and behavior might exist among university students, but it disappears at higher levels of financial education, particularly due to a talent management program in financial mathematics.…

Financial technology (fintech) is a rapidly evolving industry. As in any high-growth industry, a significant challenge is the acquisition of top talent, especially university graduates. However, most experts in this field have not been formally trained in an academic environment. Degrees in Fintech did not exist until recently. In this study, we…

Adequately preparing for retirement requires planning and knowledge about available savings and investment options. Teachers participate in a complex set of plan designs, and many do not participate in Social Security. While teachers represent a large part of the public workforce, relatively little is known regarding their knowledge and…

Mandatory fees in higher education have increased substantially in recent years. These increases have changed the net cost of attendance for students from semester to semester. Coupled with these changes, we are witnessing an increase in students from diverse lived experiences who are traditionally unaware of costs associated with their…

Adults are faced daily with making financial decisions, some which are very difficult, therefore, more knowledge is necessary about personal finance to help adults make wise financial decisions. This study examined if there was a statistically significant difference in pretest and posttest scores from the Test for Financial Literacy (TFL) as well…

The "campus loans" crisis has highlighted the importance of financial literacy among Chinese college students. Based on an analysis of 2,266 valid questionnaires, this study utilized survey data and logistic regression to examine the correlations between demographic and behavioral factors and financial literacy among students. The…