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Norbert J. Michel – Cato Institute, 2024
In 2008, America's largest government-sponsored enterprises (GSEs)--the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac)--recorded combined net losses of $109 billion. This figure surpassed the GSEs' cumulative net income over the prior 40 years, and the federal government placed both…
Descriptors: Financial Support, Federal Government, Federal Aid, Federal Programs
Andrew Gillen – Cato Institute, 2025
The federal government is the lender for the current student loan system, but replacing it with a system that harnesses the advantages of a marketplace of private lending would save $212 billion over the next 10 years while also benefiting students by helping them avoid risky educational choices. Due to ongoing court cases and upcoming regulatory…
Descriptors: Student Loan Programs, Federal Aid, College Students, Government Role
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Abdul-Rahim Mohammed; Jennifer Apiung – Educational Review, 2025
Financial barriers to education such as the payment of school fees have long been identified as a key driver of the perennially high out-of-school rates in developing countries. Accordingly, Ghana implemented the education capitation grant (CG) policy in 2005 as part of efforts to universalise access to primary education. At its core, the policy…
Descriptors: Foreign Countries, Educational Finance, Access to Education, Grants
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Heather McCambly; Stephanie Aguilar-Smith – AERA Open, 2024
Troubled by the inequities in competitive grantmaking, we use critical quantitative methods to analyze the FY2023 federal academic earmarks as a potential mechanism for racialized change work. Specifically, we ask: To what extent does Congress distribute academic earmarks in ways that reinforce or weaken the racialized stratification of resources…
Descriptors: Higher Education, Educational Policy, Equal Education, Federal Aid
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Tiara R. Na'puti; Riley Taitingfong – Communication Education, 2024
As Chamoru scholars with experience working at two universities within the University of California (UC) system, the authors write from institutions deeply implicated in interconnected projects of settler colonialism and militarism. Addressing the UC's historical narrative in the authors' pedagogy is an important way to connect with ongoing calls…
Descriptors: Armed Forces, Political Power, Power Structure, Colonialism
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Eric R. Felix; Denisa Gándara; Sosanya Jones – Teachers College Record, 2024
Background: Nearly two decades have passed since the last successful reauthorization of the Higher Education Act. Since then, student loan debt and the accumulation patterns based on race have become a pressing issue to address in U.S. society. Purpose: Student debt is one of the key issues on the federal higher education policy agenda. The…
Descriptors: Race, Debt (Financial), Educational Policy, Higher Education