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Federal Student Aid, US Department of Education, 2022
Federal Student Aid is money from the Federal Government that helps you pay for college, career school, or graduate school expenses. Federal student aid is available through grants, work-study funds, and loans. Every student who meets certain eligibility requirements can get some type of federal student aid. This brief describes the types of aid…
Descriptors: Federal Aid, Student Financial Aid, Paying for College, College Attendance
Delisle, Jason D.; Cooper, Preston – American Enterprise Institute, 2021
Nearly all borrowers with federal student loans are currently eligible for an income-driven repayment (IDR) plan that allows them to cap monthly payments at 10 percent of their discretionary income. IDR plans also include a loan forgiveness benefit whereby remaining balances are canceled after a set period of making payments in IDR, typically 20…
Descriptors: Income, Loan Repayment, Student Loan Programs, Federal Aid
Baum, Sandy; Delisle, Jason – Urban Institute, 2022
The federal government now offers a multitude of complicated income-driven repayment (IDR) plans that are difficult to understand, enroll in, and stay in. Many students who would benefit from IDR do not enroll, and others will have large amounts of debt forgiven despite earning high wages. The current problems with IDR are not an indictment of the…
Descriptors: Income, Student Financial Aid, Loan Repayment, Debt (Financial)
Artem Gulish; Catherine Morris; Ban Cheah; Jeff Strohl – Georgetown University Center on Education and the Workforce, 2024
Is graduate school worth it? Graduate degrees--including master's, professional, and doctoral degrees--can help individuals boost their earnings and improve career advancement opportunities. But they can also be high-risk investments given rising costs, student debt, and the current lack of transparency about program outcomes. "Graduate…
Descriptors: Graduate Students, Graduate Study, Cost Effectiveness, Paying for College
Cominole, Melissa; Thomsen, Erin; Henderson, Mihaela; Velez, Erin Dunlop; Cooney, Jennifer – National Center for Education Statistics, 2021
The Baccalaureate and Beyond (B&B) series of data collections allows researchers to address questions regarding bachelor's degree recipients' undergraduate experiences, including their participation in various financial aid programs, student loan debt and repayment of that debt; entrance into and progress through postbaccalaureate education;…
Descriptors: Bachelors Degrees, College Graduates, Undergraduate Students, Socioeconomic Status
Cominole, Melissa; Thomsen, Erin; Henderson, Mihaela; Velez, Erin Dunlop; Cooney, Jennifer – National Center for Education Statistics, 2021
The Baccalaureate and Beyond (B&B) series of data collections allows researchers to address questions regarding bachelor's degree recipients' undergraduate experiences, including their participation in various financial aid programs, student loan debt and repayment of that debt; entrance into and progress through postbaccalaureate education;…
Descriptors: Bachelors Degrees, College Graduates, Undergraduate Students, Socioeconomic Status