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Administrative Burden in Federal Student Loan Repayment, and Socially Stratified Access to Income-Driven Repayment Plans
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Adam Goldstein; Charlie Eaton; Amber Villalobos; Parijat Chakrabarti; Jeremy Cohen; Katie Donnelly – RSF: The Russell Sage Foundation Journal of the Social Sciences, 2023
This study considers socially stratified take-up of income-driven repayment plans among federal student loan borrowers with high-debt payment obligations. Qualitative analyses of borrower complaints from the Consumer Financial Protection Bureau are used to document borrowers' experiences of administrative burden in the federal loan repayment…
Descriptors: Student Loan Programs, Federal Programs, Loan Repayment, Income Contingent Loans