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Jason Delisle; Bryan Cook; Elise Colin – Urban Institute, 2023
Rising college prices and student debt, the growth and collapse of online for-profit colleges, and expansions of federal grant, loan, and loan forgiveness policies have increased calls for more accountability in our higher education system. And there is significant consensus among lawmakers that the existing set of quality assurance policies for…
Descriptors: Higher Education, Accountability, Educational Policy, Educational Change
Delisle, Jason D. – American Enterprise Institute, 2019
Americans are anxious about rapidly rising levels of student debt. They wonder whether payments are affordable and if financing college with debt will pay off in the end. But recent news suggest another issue is increasingly on borrower's minds: bad customer service and shoddy advice during loan repayment. This can leave borrowers feeling confused…
Descriptors: Student Loan Programs, Federal Programs, Loan Repayment, Federal Legislation
Polson, Diana – Pennsylvania Budget and Policy Center, 2022
President Biden's recent announcement regarding student debt relief has brought the issue to center stage across Pennsylvania and the U.S. Access to quality higher education is so important to Pennsylvania's individuals and families, yet the high cost of college in the state has both limited who has access to a good education and, for those…
Descriptors: Debt (Financial), Loan Repayment, Student Loan Programs, Paying for College
Sallie Mae Bank, 2022
For 15 years, Sallie Mae has surveyed college students and parents of undergraduate students about their attitudes toward higher education and how they're paying for it. "How America Pays for College" explores education funding sources--from family income and savings to scholarships, grants, and borrowed funds--and evaluates trends in…
Descriptors: Paying for College, Parents, Undergraduate Students, Student Financial Aid
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Henderson, Mihaela; Drummond, Mary; Thomsen, Erin; Yates, Shauna; Cooney, Jennifer – National Center for Education Statistics, 2022
This report looks at the education and work outcomes of a national sample of bachelor's degree recipients four years after they earned their degrees. The findings are based on data from the 2016/20 Baccalaureate and Beyond Longitudinal Study (B&B:16/20). This summary report presents selected findings from the full report including enrollment…
Descriptors: Bachelors Degrees, College Graduates, Longitudinal Studies, Enrollment
Crandall-Hollick, Margot L. – Congressional Research Service, 2021
The federal government provides financial assistance to individuals for higher education expenses in two major ways: tax benefits and traditional student aid (loans, grants, and work-study assistance). Since 1997, education tax benefits have become an increasingly important component of federal higher education policy. In 2021, 11 higher…
Descriptors: Higher Education, Tax Credits, Federal Aid, Incentives
Schak, J. Oliver – Project on Student Debt, 2021
A college degree or credential is a crucial stepping-stone to the middle class, and American colleges and universities play an essential role in building a more prosperous, equitable country. However, too many colleges routinely and disproportionately enroll students who end up struggling to repay or, worse, default on their student debt. "A…
Descriptors: Student Financial Aid, Debt (Financial), Higher Education, Accountability
Bonikowska, Aneta; Frenette, Marc – Statistics Canada, 2021
The COVID-19 pandemic has led to a rapid and substantial increase in unemployment and to uncertainty about future job prospects. Despite this increased uncertainty, parents' expectations that their children will pursue postsecondary studies remained high during the lockdown--91.7% of children whose parents were surveyed in May or June 2020 were…
Descriptors: COVID-19, Pandemics, Postsecondary Education, Parent Attitudes
Schak, J. Oliver; Wong, Nancy; Fung, Ana – Project on Student Debt, 2021
"Student Debt and the Class of 2020" is The Institute for College Access & Success' (TICAS') sixteenth annual report on the student loan debt of recent graduates from four-year colleges, documenting changes and variation in student debt across states and colleges. State averages for debt at graduation in 2020 ranged from $18,350…
Descriptors: Debt (Financial), Student Financial Aid, COVID-19, Pandemics
Roff, Alan – Higher Education Policy Institute, 2021
Student funding remains hotly contested. In this HEPI Debate Paper, Alan Roff examines the findings of the Office for Budget Responsibility, which regards the past treatment of student loans in the national accounts as a 'fiscal illusion'. Roff explores the consequences of this change of heart and pushes for an alternative approach to student…
Descriptors: Foreign Countries, Student Loan Programs, Loan Repayment, Undergraduate Students
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Carales, Vincent D.; Molina, Mauricio; Hooker, Darrell L., Jr. – Association of Mexican American Educators Journal, 2020
The purpose of the current study was to examine the experiences of Latinx students with their student loan debt. Guided by McKinney et al.'s (2015) Student Borrower Behavior and Attitudes model, we framed our study around the following themes: "sources of information," "rationale for borrowing," and "the burden of…
Descriptors: Hispanic American Students, College Graduates, Experience, Attitudes
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Smith, Rebecca C.; Loibl, Cäzilia; Imam, Khurram; Jones, Lauren – Journal of Extension, 2020
Behavioral economics and its concept of nudges are rapidly influencing the design of community-based financial education programs. This article addresses why nudges can be useful tools for effective financial education, explains the different types of nudges introduced by behavioral economics research, presents evidence of their effectiveness from…
Descriptors: Extension Education, Money Management, Consumer Economics, Program Effectiveness
National Association of College and University Business Officers, 2020
Now in its twelfth year, the "2020 Student Financial Services Benchmarking Report" has become a key component in our efforts to help institutions compare their key financial indicators against national averages and self-selected institutional peer groups. [For "2019 Student Financial Services Benchmarking Report," see ED608470.]
Descriptors: Student Financial Aid, Financial Services, Loan Repayment, Expenditures
Pew Charitable Trusts, 2020
In a 2019 poll conducted by the opinion and market research company SSRS for The Pew Charitable Trusts, 7 in 10 Americans said that taking out a student loan is a reasonable choice given the benefits of a college degree, but 89 percent also expressed concern about people's ability to repay those debts. Research has provided insight into the…
Descriptors: College Students, Paying for College, Student Financial Aid, Loan Repayment
Sutton Trust, 2024
While the tuition fee system has had a large amount of political and media attention in the last two decades, far less attention has been paid to the student maintenance system -- the amount of funding students have access to for day to day living expenses. But for many students, this funding is of more immediate importance, and can have a major…
Descriptors: Student Financial Aid, Costs, Foreign Countries, Student Loan Programs
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