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Showing 91 to 105 of 476 results Save | Export
Hayley E. Abourezk-Pinkstone – ProQuest LLC, 2024
This dissertation consists of three chapters that examine topics in the economics of education. Chapter 1 tests the impact of holding student loan debt on borrowers' post-schooling decisions, with a focus on how it changes the way they evaluate risks when choosing between jobs. Chapter 2 analyzes the impact of an expansion of public-school choice…
Descriptors: Economics, Student Loan Programs, Debt (Financial), Loan Repayment
Buffie, Nick – Progressive Policy Institute, 2023
Given the skyrocketing costs of higher education, some borrowers -- particularly those with low incomes and those who were scammed by for-profit colleges -- genuinely need assistance. But portraying student loan forgiveness as a working-class issue is highly misleading. In fact, data on student borrowing shows that debt relief benefits few…
Descriptors: College Students, Student Financial Aid, Loan Repayment, Student Loan Programs
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Adam Goldstein; Charlie Eaton; Amber Villalobos; Parijat Chakrabarti; Jeremy Cohen; Katie Donnelly – RSF: The Russell Sage Foundation Journal of the Social Sciences, 2023
This study considers socially stratified take-up of income-driven repayment plans among federal student loan borrowers with high-debt payment obligations. Qualitative analyses of borrower complaints from the Consumer Financial Protection Bureau are used to document borrowers' experiences of administrative burden in the federal loan repayment…
Descriptors: Student Loan Programs, Federal Programs, Loan Repayment, Income Contingent Loans
Akers, Beth – Manhattan Institute for Policy Research, 2021
Higher education took center stage during the Democratic presidential primaries, and congressional leaders in the party are calling for universal student loan forgiveness and tuition-free public college. The incoming Biden administration will thus face pressure to radically expand subsidies for higher education. Conservatives and moderates tend to…
Descriptors: Educational Policy, Higher Education, Educational Change, Grants
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Bostick, Danielle N.; Henry, Candace M.; Brown, Lamesha C. – Journal of Diversity in Higher Education, 2022
The purpose of this qualitative study was to explore Black women in graduate school and their experiences with financing their education and perceptions about student loan debt. Findings from the experiences of six Black women enrolled in graduate programs within the College of Education highlight inequality in institutional funding and student…
Descriptors: African American Students, Females, Student Attitudes, Student Loan Programs
Federal Student Aid, US Department of Education, 2022
The Teacher Education Assistance for College and Higher Education Grant (TEACH Grant) Program awards grants to students who intend to teach, to help pay for their postsecondary education. TEACH Grants are available to eligible students who are enrolled at a school that participates in the TEACH Grant Program, in a program of study that the school…
Descriptors: Student Financial Aid, Federal Aid, Grants, Student Loan Programs
Chingos, Matthew – Urban Institute, 2020
Federal student loans help many college students access and complete postsecondary degrees that would not have been attainable otherwise. But years of well-intentioned policymaking have left the student loan system a complicated mess that is difficult for borrowers to navigate and leads to unfair and inefficient distributions of taxpayer dollars.…
Descriptors: Educational Change, Educational Policy, Student Loan Programs, Student Financial Aid
Institute for College Access & Success, 2020
This brief illustrates that while many borrowers in IDR [income-driven repayment] will repay their loans in full, those who do receive a discharge of remaining debt after 20 or 25 years of responsible payments may face an unaffordable tax liability because these discharged amounts are treated as taxable income under current law.
Descriptors: Taxes, Income Contingent Loans, Loan Repayment, Student Loan Programs
Black, Sandra E.; Denning, Jeffrey T.; Dettling, Lisa J.; Goodman, Sarena; Turner, Lesley J. – National Bureau of Economic Research, 2020
Growing reliance on student loans and repayment difficulties have raised concerns of a student debt crisis in the United States. However, little is known about the effects of student borrowing on human capital and long-run financial well-being. We use variation induced by recent expansions in federal loan limits, together with administrative…
Descriptors: Student Loan Programs, Loan Repayment, Debt (Financial), Human Capital
Sallie Mae Bank, 2023
For 16 years, Sallie Mae has surveyed college students and parents of undergraduate students about their attitudes toward higher education and how they're paying for it. This year's report explores education funding sources--from family income and savings to scholarships, grants, and borrowed funds--and evaluates trends in payment strategies over…
Descriptors: Paying for College, Parents, Undergraduate Students, Student Financial Aid
Baum, Sandy; Delisle, Jason – Urban Institute, 2022
The federal government now offers a multitude of complicated income-driven repayment (IDR) plans that are difficult to understand, enroll in, and stay in. Many students who would benefit from IDR do not enroll, and others will have large amounts of debt forgiven despite earning high wages. The current problems with IDR are not an indictment of the…
Descriptors: Income, Student Financial Aid, Loan Repayment, Debt (Financial)
Sattelmeyer, Sarah; Caldwell, Tia – New America, 2022
In the summer of 2022, New America managed focus groups with almost 50 borrowers from across the country who reported holding federal student debt and defaulting on their loans before the COVID-19 pandemic. Focus group participants felt hopeless about their student loans, and they had good reason to feel this way. They entered the default system,…
Descriptors: Student Loan Programs, Debt (Financial), Loan Default, Loan Repayment
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Pizarro Milian, Roger; Zarifa, David; Seward, Brad – Higher Education Quarterly, 2021
Government-sponsored student loans have emerged over the decades as a primary method of financing post-secondary education across most North American jurisdictions. Despite this, the empirical literature examining the correlates of repayment difficulty and default in Canada has remained stagnant in recent years. This study taps into an…
Descriptors: Student Loan Programs, Loan Repayment, Loan Default, Foreign Countries
Blagg, Kristin; Blom, Erica; Kelchen, Robert; Chien, Carina – Urban Institute, 2021
Evidence shows that what students study matters as much as, if not more than, where they study. Program-level measures can provide important data on student outcomes, which will allow policymakers to hold institutions and programs that receive federal funding accountable. This fact sheet highlights some of the most frequently discussed measures…
Descriptors: Higher Education, Accountability, Federal Aid, Educational Finance
Daniel Z. Merian – ProQuest LLC, 2021
In the 21st century, more students enroll in higher education and take federal loans to defer the cost of attendance resulting in average levels of borrowing steadily increasing. In the same timeframe, there is an increase in the number of students entering repayment for their federal loans and an increase in the proportion of individuals…
Descriptors: Predictor Variables, Student Financial Aid, Loan Default, Commuter Colleges
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