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Akers, Beth – American Enterprise Institute, 2020
The higher education narrative has been dominated by the student loan crisis as of late. While the magnitude of this problem is often oversold, borrowers do sometimes need help. However, debt forgiveness plans, such as those proposed by Sens. Bernie Sanders (I-VT) and Elizabeth Warren (D-MA), deliver the biggest benefits to those who need it…
Descriptors: Federal Programs, Student Loan Programs, Educational Change, Loan Repayment
Hegji, Alexandra – Congressional Research Service, 2021
The Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes the operation of three federal student loan programs: (1) the William D. Ford Federal Direct Loan (Direct Loan) program; (2) the Federal Family Education Loan (FFEL) program; and (3) the Federal Perkins Loan program. While new loans are currently authorized to be made only…
Descriptors: Student Loan Programs, Loan Repayment, Federal Aid, Federal Programs
National Association of College and University Business Officers, 2021
Now in its thirteenth year, the "2021 Student Financial Services Benchmarking Report" has become a key component in our efforts to help institutions compare their key financial indicators against national averages and self-selected institutional peer groups. [For the 2020 report, see ED608471.]
Descriptors: Student Financial Aid, Financial Services, Loan Repayment, Expenditures
Delisle, Jason D.; Cooper, Preston – American Enterprise Institute, 2021
Nearly all borrowers with federal student loans are currently eligible for an income-driven repayment (IDR) plan that allows them to cap monthly payments at 10 percent of their discretionary income. IDR plans also include a loan forgiveness benefit whereby remaining balances are canceled after a set period of making payments in IDR, typically 20…
Descriptors: Income, Loan Repayment, Student Loan Programs, Federal Aid
Brenda Zastoupil; Jamie Wilke – North Dakota University System, 2024
College affordability is a significant factor in student access, retention, and completion. Tuition and fee rates are a component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources, among other factors. Strategically designed approaches to college affordability can better…
Descriptors: Higher Education, Paying for College, Tuition, Fees
Laura Szabo-Kubitz – Institute for College Access & Success, 2024
Five years after our 2019 analysis of student borrowing rates across the University of California (UC) system, TICAS partnered with the University of California Student Association (UCSA) again to evaluate the state of affordability and student debt for undergraduates at the UC, and their implications for student success. While our analysis finds…
Descriptors: College Students, Debt (Financial), Student Costs, Bachelors Degrees
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Lee Mackenzie – Policy Futures in Education, 2024
This article draws on existing research, including publicly available data, to identify changes in Colombian HE which have led to its progressive massification and neoliberalisation. These include the introduction of standardised testing; endogenous and exogenous privatisation (Ball and Youdell, 2007); the expansion of the country's non-income…
Descriptors: Foreign Countries, Higher Education, Neoliberalism, Sustainable Development
Wendy Kilgore; James Dean Ward – American Association of Collegiate Registrars and Admissions Officers (AACRAO), 2024
Authored by Dr. Wendy Kilgore and Dr. James Dean Ward, this report delves into the impacts and institutional responses to federal regulations limiting transcript holds for students with unpaid balances. This comprehensive analysis is essential reading for anyone involved in higher education administration. Based on a survey of 326 institutions,…
Descriptors: Access to Education, Accountability, Federal Legislation, Educational Legislation
Wendy Kilgore; James Dean Ward – American Association of Collegiate Registrars and Admissions Officers (AACRAO), 2024
This report, authored by Dr. Wendy Kilgore, Senior Director of Research at AACRAO, and Dr. James Ward, Principal at Ithaka S+R, provides insights into the impact of state-level transcript hold regulations on higher education institutions and learners. Key findings from the report include: (1) 97% of institutions changed practices or policies after…
Descriptors: Access to Education, Accountability, Federal Legislation, Educational Legislation
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Zhang, Hanwen – Journal of Student Financial Aid, 2023
As China moved from elite to mass higher education, student borrowers as the product of state intervention have surged. Yet little attention has been paid to their voices. This study conducts reflexive thematic analysis with a qualitative inquiry into lived experiences of 41 current borrowers. A five-factor typology of debt attitudes yields a…
Descriptors: Student Financial Aid, Classification, Debt (Financial), Student Attitudes
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Prastyaningtyas, Efa W.; Widjaja, Sri U. M.; Wahyono, Hari; Handayani, Endang S. – Pegem Journal of Education and Instruction, 2022
Debt will provide economic benefits if it is used for productive things and the debtor have a good plan to repay. Many of the women in the village of Baleturi are in debt, but most of the women who are in debt do not use the money for productive activities. As a result, they decide to take on new debts in order to pay off old debts. The purpose of…
Descriptors: Needs Assessment, Economics Education, Family and Consumer Sciences, Homemakers
Cook, Bryan; Tilsley, Alexandra – Urban Institute, 2022
In August, the Biden administration announced a plan to forgive up to $10,000 in federal student loans for almost all borrowers, with up to an extra $10,000 for borrowers who had received Pell grants. The additional forgiveness for Pell borrowers intends to address the racial wealth gap, as Black and Hispanic students are more likely to receive…
Descriptors: Student Loan Programs, Loan Repayment, Federal Aid, Grants
Crandall-Hollick, Margot L.; McDermott, Brendan – Congressional Research Service, 2022
Since 1997, education tax benefits have become an increasingly important component of federal higher education policy. For 2023, 11 higher education-related tax benefits are available. After 2025, absent legislative action, this number will effectively increase to 13. Two provisions that are temporarily suspended are scheduled to be…
Descriptors: Higher Education, Tax Credits, Federal Aid, Incentives
Jeff Strohl; Catherine Morris; Ban Cheah – Georgetown University Center on Education and the Workforce, 2024
Is law school worth it? A Juris Doctor (JD) offers high median earnings and a substantial earnings boost relative to a bachelor's degree in the humanities or social sciences--two of the more common fields of study that lawyers pursue as undergraduate students. However, graduates of most law schools carry substantial student loan debt, which dims…
Descriptors: Law Schools, Outcomes of Education, Wages, Student Loan Programs
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Hanwen Zhang – Higher Education Research and Development, 2024
Government-backed student loans are not a panacea for educational inequality or social ills. By examining student loans as a means of social control, Bourdieu's concept of symbolic violence can provide novel ways to encapsulate debt-response patterns across cultures and geographies. This gentle, invisible violence creeps in via misrecognition, a…
Descriptors: Neoliberalism, Debt (Financial), Loan Repayment, Loan Default
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