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National Association of Scholars, 2020
The coronavirus pandemic has inflicted enormous financial damage on colleges and universities and the cost is still growing. American higher education will undergo an unprecedented financial crisis in the coming months. "Critical Care" is a plan to guide the federal response to these unprecedented disruptions facing higher education in…
Descriptors: Disease Control, Colleges, Higher Education, Educational Finance
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McNaughtan, Jon L.; Brower, Margaret T.; Overton, Betty – International Journal of Education Policy and Leadership, 2019
The cost of higher education continues to rise, forcing many students to seek financial support to pursue their education. Many countries have utilized national systems of student aid to help mitigate the increasing costs. However, these financial aid systems often lead to significant student debt. Guided by restrained choice theory, this study…
Descriptors: Social Mobility, Loan Repayment, Student Financial Aid, Debt (Financial)
Salanger, Connor; Davis, Leanne; Ajinkya, Julie – Institute for Higher Education Policy, 2019
Student debt is a major barrier to adult student reengagement and degree completion. Institutional debt forgiveness is one approach to addressing the affordability barrier for returning students. This guidebook features an interview with leaders at Wayne State University in Detroit, Michigan, who share details about the innovative debt-forgiveness…
Descriptors: Educational Innovation, Strategic Planning, Educational Attainment, Debt (Financial)
Sallie Mae Bank, 2018
Since 2008, Sallie Mae has surveyed American families with an undergraduate student about their attitudes toward college and how they paid for it. For the past ten years, the "How America Pays for College" research has provided insight regarding families' belief in the value of a college education, how they are making college more…
Descriptors: Paying for College, Student Loan Programs, Undergraduate Students, National Surveys
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Hauser, Daniel C.; Johnston, Alison – Higher Education Policy, 2016
American students graduate from college with tens of thousands of dollars in debt, leading to substantial repayment burdens and potentially inefficient shifts in spending patterns and career choices. A political trend towards austerity coupled with the rising student debt make the effective allocation of federal higher education resources and…
Descriptors: Costs, Student Financial Aid, Salaries, Debt (Financial)
Prescott, Brian; Michelau, Demaree; Lane, Patrick – Education Commission of the States, 2016
College affordability, like many other postsecondary policy areas, requires coordinated federal and state policies built on coordinated information. While the potential for partnerships between states and the federal government is endless and often includes missed opportunities, this paper reimagines one form of federalism in higher education…
Descriptors: Federal State Relationship, Partnerships in Education, Data, Educational Policy
Andrews, Benjamin D. – ProQuest LLC, 2017
Since the turn of the 21st century, going to college has become increasingly financially difficult in the United States. Tuition prices continued to rise, state funding for higher education declined, and the mean family income declined or stagnated for all but the top 20 percent of families (Goldrick-Rab 2016). In a period where college has risen…
Descriptors: Credit (Finance), College Students, Tuition, Paying for College
Tandberg, David; Laderman, Sophia; Carlson, Andy – State Higher Education Executive Officers, 2017
This white paper, an update to the State Higher Education Executive Officers Association's (SHEEO's) 2014 "Moving the Needle" report (Carlson & Zaback, 2014), examines innovative policies to improve college affordability for students from families in the two lowest income quintiles, using updated data and analyses. The policies…
Descriptors: Student Financial Aid, Student Costs, Federal State Relationship, College Students
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Velez, Erin Dunlop; Woo, Jennie H. – National Center for Education Statistics, 2017
As of May 2013, total outstanding student loan debt in the United States had reached $1.2 trillion, up from $1 trillion fewer than 18 months before. The growth in debt is due primarily to increases in both the rate of borrowing and the average amount borrowed, especially among graduates of 4-year institutions. In 1989-90, about half (51 percent)…
Descriptors: Undergraduate Students, Bachelors Degrees, Debt (Financial), Student Financial Aid
US House of Representatives, 2017
This document records testimony from a hearing held to examine ways in which federal student aid could be improved to better meet the needs of students. Member statements were presented by: (1) Honorable Susan A. Davis, Ranking Member, Subcommittee on Higher Education and Workforce Development; and (2) Honorable Brett Guthrie, Chairman,…
Descriptors: Federal Aid, Student Financial Aid, College Students, Student Loan Programs
Kienzl, Gregory – ACT, Inc., 2019
Finding the funds to attend college often means that many students must acquire loan debt through financial aid. This confusing but critically necessary process can influence college planning and enrollment decisions, post-college employment, and other important life choices, such as enrolling in graduate school, buying a home, or getting married.…
Descriptors: Paying for College, Costs, College Bound Students, Student Attitudes
Rodriguez, Eric – ProQuest LLC, 2016
This quantitative correlational non-experimental study examines some major implications of student loan debt that Hispanics face upon graduation from institutions of higher learning. It provides both descriptive and correlational statistics to help view how Hispanics differ from non-Hispanics graduate students in their plight to live the American…
Descriptors: Hispanic American Students, Student Loan Programs, Loan Repayment, College Graduates
Cochrane, Debbie; Szabo-Kubitz, Laura – Institute for College Access & Success, 2016
Every year, millions of college students borrow money to help bridge the gap between college costs and available income, savings, and grants. Experts agree that, for those who need to borrow to pay for college, federal student loans are the safest and most affordable option. Unfortunately, some colleges choose not to participate in the federal…
Descriptors: Community Colleges, Two Year College Students, Student Loan Programs, Student Financial Aid
Institute for College Access & Success, 2017
The cost of a college degree is an enormous challenge for many students. Not only has tuition increased across the country in response to state disinvestment in higher education, but the additional costs associated with attending college (including books and supplies, transportation, and living expenses that can exceed $19,000 annually) present…
Descriptors: Costs, Higher Education, Paying for College, Debt (Financial)
Williams-Wyche, Shaun – Minnesota Office of Higher Education, 2017
This report details the amount of student loans by institution type and award type (the type of postsecondary credential, e.g., a certificate or bachelor's degree), along with the percentage of graduates with loans for the 2011-12 to 2015-16 academic years. The Office surveyed degree-granting Minnesota institutions to obtain median cumulative…
Descriptors: Debt (Financial), Student Loan Programs, Student Financial Aid, Postsecondary Education
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