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National Association of Student Financial Aid Administrators, 2018
As college costs continue to increase, more and more Americans rely on federal student financial assistance programs to help pay for their postsecondary education. Despite the demonstrable and continually increasing importance of federal student aid, the majority of Americans have little knowledge of the Title IV programs or the processes…
Descriptors: Federal Programs, Student Financial Aid, Federal Aid, Grants
Muthoni, Muturi Phyllis – Journal of Education and Practice, 2016
A major concern on microcredit repayment remains a major obstacle to the Micro Financial Institutions (MFIs) and Financial Intermediaries (FIs) in Kenya. The health of MFI sector in Sub Sahara Africa (SSA) is a cause of concern due to the increased portfolio at risk (PAR). This region records the highest risk globally. Its PAR 30 is greater than 5…
Descriptors: Foreign Countries, Loan Default, Credit (Finance), Comparative Analysis
Landry, Lynette; Neubauer, Deane – Journal of Education and Work, 2016
The overall financial structure of US higher education has changed dramatically over the past 30 years, resulting in a significant reduction of public funding. One result of this shift has been the steadily increasing costs of tuition as an increasing portion of the financial structure of higher education is shifted to students. Increased costs to…
Descriptors: Government Role, Access to Education, Higher Education, Student Financial Aid
Palfreyman, David; Tapper, Ted – London Review of Education, 2016
This article explores the marketization of English higher education with particular reference to the introduction of undergraduate student tuition fees. It argues that the breakdown of the political consensus that underwrote the public funding of undergraduate student funding was the consequence of ideological and economic changes that, following…
Descriptors: Commercialization, Undergraduate Students, Tuition, Student Loan Programs
Fernandez, Chris – TG (Texas Guaranteed Student Loan Corporation), 2016
To manage their loans effectively, U.S. postsecondary student loan borrowers must make a variety of important decisions that require significant knowledge and financial skills and entail considerable risk. Federal law requires colleges to provide student loan counseling to their federal student loan borrowers, but there is significant room for…
Descriptors: School Counseling, Student Financial Aid, Student Loan Programs, Loan Repayment
Kentucky Council on Postsecondary Education, 2016
As college costs continue to rise, student loan default and repayment are issues of increasing concern to students and families, colleges and universities, and state and federal governments. Helping students borrow responsibly and manage their debt are vitally important to maintaining college access and affordability and increasing the education…
Descriptors: Student Loan Programs, Loan Default, Loan Repayment, Paying for College
Cominole, Melissa; Thomsen, Erin; Henderson, Mihaela; Velez, Erin Dunlop; Cooney, Jennifer – National Center for Education Statistics, 2021
The Baccalaureate and Beyond (B&B) series of data collections allows researchers to address questions regarding bachelor's degree recipients' undergraduate experiences, including their participation in various financial aid programs, student loan debt and repayment of that debt; entrance into and progress through postbaccalaureate education;…
Descriptors: Bachelors Degrees, College Graduates, Undergraduate Students, Socioeconomic Status
Scott-Clayton, Judith – Center on Children and Families at Brookings, 2018
This report analyzes new data on student debt and repayment, released by the U.S. Department of Education in October 2017. Previously available data have been limited to borrowers only, follow students for a relatively short period (3-5 years) after entering repayment, and had only limited information on student characteristics and experiences.…
Descriptors: Student Loan Programs, Loan Default, Loan Repayment, College Students
Kentucky Council on Postsecondary Education, 2018
Financial literacy, or understanding how money is made, spent, and saved in order to make informed decisions, is particularly important during the transition to and through college. Students who have a deeper understanding of finances and how they work are better positioned to make decisions regarding the college or university they attend, what to…
Descriptors: Money Management, Knowledge Level, Consumer Education, Public Colleges
Trellis Company, 2018
In January 2017, Trellis launched a nine-month study aimed at better understanding the non-academic challenges that postsecondary students face and the ways they try to meet their basic needs while pursuing academic goals. Working with 11 institutions in Texas and Florida, researchers recruited a cohort of 72 current undergraduate students. Though…
Descriptors: Money Management, Undergraduate Students, Longitudinal Studies, Student Diversity
Miller, Ben – Center for American Progress, 2019
In 2017, the U.S. Department of Education released groundbreaking data showing that half of Black or African American borrowers who first entered college in the 2003-04 academic year defaulted on their student loans within 12 years. New federal data released this fall show that these numbers have not improved: Black or African American borrowers…
Descriptors: Student Loan Programs, Educational Finance, African American Students, College Students
Craig, Ryan – Progressive Policy Institute, 2019
House Democrats yesterday introduced major legislation to reauthorize the landmark Higher Education Act. Although reauthorization is long overdue, the new legislation, called the College Affordability Act, proposes mainly marginal improvements to a broken higher education financing system. Moreover, it doesn't do enough to help people who don't go…
Descriptors: Federal Legislation, Higher Education, Educational Legislation, Job Skills
Easttorp, Karl – ProQuest LLC, 2017
The cost of a college education continues to trend upward and state funding for higher education has trended downward, shifting more of the financial burden to students through student loans. About half of all 2010-2011 financial aid originated from student loans, and total federal student loan borrowing rose 319% between 1990 and 2010.…
Descriptors: Correlation, Student Financial Aid, Debt (Financial), Two Year College Students
Eden, Max – Manhattan Institute for Policy Research, 2016
Student debt is a convenient target in a presidential election year, but it obscures the true crisis: high dropout rates from low-quality postsecondary institutions and the unmanageable debt borne by students of those institutions. And despite rising student debt, monthly loan payments as a share of income have remained steady, added earnings…
Descriptors: Debt (Financial), Student Financial Aid, Loan Repayment, Dropout Rate
Podolsky, Anne; Kini, Tara – Learning Policy Institute, 2016
Recruiting and retaining talented individuals into the teaching workforce, especially in schools in underserved urban and rural communities, is challenging when college graduates face more lucrative professional alternatives and often carry significant student debt. Two promising approaches to attracting and keeping teachers in the profession are…
Descriptors: Program Effectiveness, Loan Repayment, Scholarships, Teacher Recruitment