Financial literacy is a theme that integrates public policies for the social development of a country and an element to be worked on from different aspects to improve people's living standards, providing well-being. In this context, Stima is proposed, a system capable of acquiring knowledge from experts and tutors to help students to follow the…

U.S. workers are not sufficiently prepared for financial success in retirement. This qualitative phenomenological case study explored participants' perceptions of their retirement adequacy, financial literacy, and the effects of employer-sponsored programs to enhance their employees' financial literacy. This study intended to resolve U.S. workers…

Adequately preparing for retirement requires planning and knowledge about available savings and investment options. Teachers participate in a complex set of plan designs, and many do not participate in Social Security. While teachers represent a large part of the public workforce, relatively little is known regarding their knowledge and…

In this paper, we examine college graduates' perceptions of entering student loan repayment and how they navigated this process. Findings highlight the importance of helping students make informed borrowing decisions, particularly as they begin repaying their student loan debt. Policy makers wishing to hold institutions accountable for keeping…

Retirement benefits for faculty are an important, but relatively understudied, topic in postsecondary education. To date, there have been very few studies that have used qualitative research methods to examine how workers make financial decisions about retirement, and no qualitative investigations of faculty choice between DB and DC plans. To help…

In 2018 the Center for Universal Education (CUE) at Brookings launched a series of Real-time Scaling Labs (RTSL) to generate more evidence and provide practical recommendations on how to expand, deepen, and sustain the impact of education initiatives leading to transformative change in education systems, especially for the most disadvantaged…