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Delisle, Jason D.; Cooper, Preston; Christensen, Cody – American Enterprise Institute, 2018
This report aims to expand the window into federal student loan defaults beyond the event of default itself. It attempts to provide the most robust look to date of what happens to student loans "after a borrower defaults and why." Ultimately, this information should help policymakers evaluate the current set of policies related to…
Descriptors: Student Financial Aid, Loan Repayment, Loan Default, Public Policy
Delisle, Jason D. – American Enterprise Institute, 2018
The federal government's Direct Loan program dominates the student-loan market today, issuing 90 percent of all loans made across the country each year. Students pursuing everything from short-term certificates to master's degrees qualify for nearly $100 billion in loans every year at terms more generous than most private lenders would offer.…
Descriptors: Federal Aid, Student Loan Programs, Student Financial Aid, Costs