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Direct linkLochner, Lance; Monge-Naranjo, Alexander – National Bureau of Economic Research, 2011
We review studies of the impact of credit constraints on the accumulation of human capital. Evidence suggests that credit constraints are increasingly important for schooling and other aspects of households' behavior. We highlight the importance of early childhood investments, since their response largely determines the impact of credit…
Descriptors: Human Capital, Student Loan Programs, Income, Credit (Finance)
Peer reviewedLochner, Lance; Monge-Naranjo, Alexander – Annual Review of Economics, 2012
We review studies of the impact of credit constraints on the accumulation of human capital. Evidence suggests that credit constraints have recently become important for schooling and other aspects of households' behavior. We highlight the importance of early childhood investments, as their response largely determines the impact of credit…
Descriptors: Human Capital, Credit (Finance), Economic Impact, Evidence
