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Ending Federal Student Loans: There Is a Small Window of Opportunity to Get the Government out of Student Lending. Briefing Paper, Number 183
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Andrew Gillen – Cato Institute, 2025
The federal government is the lender for the current student loan system, but replacing it with a system that harnesses the advantages of a marketplace of private lending would save $212 billion over the next 10 years while also benefiting students by helping them avoid risky educational choices. Due to ongoing court cases and upcoming regulatory…
Descriptors: Student Loan Programs, Federal Aid, College Students, Government Role