This package is the third of twelve in the Skills for Adult Guidance Educators (SAGE) system, which provides instruction in a set of necessary competencies specifically designed for adult education counselors, teachers, and paraprofessionals. The materials provide a process for developing and implementing counseling and guidance programs unique to different target populations, program settings, and local conditions. Contents include four modules which pertain to two role statements. The role statements describe the trainee objectives to demonstrate (l) ability to counsel with client regarding retirement plans (2 modules) and (2) ability to counsel with client regarding leisure time and avocational activities (2 modules). Each module contains some or all of the following information: topic, learning objective, rationale, preassessment, learning activities, postassessment, and appended materials (supplemental activities, tape transcripts, and articles). (YLB)