As an interdisciplinary educational program, consumer education is an ongoing process and must not be limited to one grade level nor to one or two disciplines. When implementing a consumer education program, consideration of necessary administrative adjustments and a delineation of the steps to be followed in curriculum development should be made. School administrators will be concerned with adjustments in time, money, facilities, and personnel. Curriculum development depends largely on the teacher, students, and school's resources and involves stating the objectives, developing a program of activities and experiences, and evaluating the students and the program. A related document is available as VT 013 771 in this issue. (SB)