Publication Date
| In 2025 | 0 |
| Since 2024 | 0 |
| Since 2021 (last 5 years) | 11 |
| Since 2016 (last 10 years) | 15 |
| Since 2006 (last 20 years) | 15 |
Descriptor
| Federal Aid | 15 |
| Loan Repayment | 15 |
| Federal Legislation | 14 |
| Student Loan Programs | 14 |
| Debt (Financial) | 11 |
| Loan Default | 9 |
| COVID-19 | 8 |
| Federal Programs | 7 |
| Higher Education | 7 |
| Pandemics | 7 |
| Educational Legislation | 6 |
| More ▼ | |
Source
| Congressional Research Service | 15 |
Author
Publication Type
| Reports - Descriptive | 13 |
| Reports - Evaluative | 1 |
| Reports - Research | 1 |
Education Level
| Higher Education | 9 |
| Postsecondary Education | 9 |
| Two Year Colleges | 1 |
Audience
| Policymakers | 15 |
Location
Laws, Policies, & Programs
Assessments and Surveys
What Works Clearinghouse Rating
Download full textZota, Rita R.; Hegji, Alexandra; Shohfi, Kyle D. – Congressional Research Service, 2023
Income-driven repayment (IDR) plans are a subset of student loan repayment plans that cap a borrower's monthly payment at a percentage of their discretionary income, which is defined as a portion of a borrower's adjusted gross income (AGI) that exceeds a specified multiple of the federal poverty line (FPL) for the borrower's family size. A…
Descriptors: Federal Programs, Student Loan Programs, Federal Aid, Loan Repayment
Hegji, Alexandra – Congressional Research Service, 2023
The William D. Ford Federal Direct Loan (Direct Loan) program is the single largest source of federal financial assistance to support students' postsecondary educational pursuits. The U.S. Department of Education estimates that in FY2024, $85.8 billion in new loans will be made through the program. As of the end of the first quarter of FY2023,…
Descriptors: Student Loan Programs, Federal Aid, Federal Legislation, Debt (Financial)
Hegji, Alexandra – Congressional Research Service, 2022
Title IV of the Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes the operation of three federal student loan programs: the William D. Ford Federal Direct Loan (Direct Loan) program, the Federal Family Education Loan (FFEL) program, and the Federal Perkins Loan program. While new loans are currently authorized to be made only…
Descriptors: Federal Aid, Student Loan Programs, Federal Legislation, Debt (Financial)
Hegji, Alexandra – Congressional Research Service, 2022
Title IV of the Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes the operation of three federal student loan programs: the William D. Ford Federal Direct Loan (Direct Loan) program, the Federal Family Education Loan (FFEL) program, and the Federal Perkins Loan program. This report provides an overview of student loan…
Descriptors: Federal Aid, Student Loan Programs, Federal Legislation, Debt (Financial)
Hegji, Alexandra – Congressional Research Service, 2023
Title IV of the Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes the operation of three federal student loan programs: the William D. Ford Federal Direct Loan (Direct Loan) program, the Federal Family Education Loan (FFEL) program, and the Federal Perkins Loan program. While new loans are currently authorized to be made only…
Descriptors: Student Loan Programs, Debt (Financial), Federal Programs, COVID-19
Hegji, Alexandra; Shohfi, Kyle D.; Zota, Rita R. – Congressional Research Service, 2022
Outstanding federal student loan debt exceeds $1.6 trillion and is owed by approximately 45 million borrowers. Thus, a policy to broadly cancel federal student loan debt would directly apply to a discrete segment of the U.S. population. Cancelling some amount of federal student loan debt would alleviate loan repayment burdens for qualifying…
Descriptors: Federal Legislation, Student Loan Programs, Student Financial Aid, Debt (Financial)
Hegji, Alexandra – Congressional Research Service, 2021
The Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes the operation of three federal student loan programs: (1) the William D. Ford Federal Direct Loan (Direct Loan) program; (2) the Federal Family Education Loan (FFEL) program; and (3) the Federal Perkins Loan program. While new loans are currently authorized to be made only…
Descriptors: Student Loan Programs, Loan Repayment, Federal Aid, Federal Programs
Scott, Andrew P.; Jones, Katie; Smole, David P.; Labonte, Marc; Aussenberg, Randy Alison; Lewis, Kevin M.; Billings, Kara Clifford; Lindsay, Bruce R.; Boyle, Conor F.; Lowry, Sean; Colello, Kirsten J.; Lynch, Karen E.; Crandall-Hollick, Margot L.; Marples, Donald J.; Davis, Patricia A.; McCarty, Maggie; Dilger, Robert Jay; Mitchell, Alison; Dortch, Cassandria; Myers, Elizabeth A.; Driessen, Grant A.; Perkins, David W.; Fernandes-Alcantara, Adrienne L.; Perl, Libby; Fernandez, Bernadette; Peterman, David Randall; Forsberg, Vanessa C.; Rosso, Ryan J.; Fountain, Joselynn H.; Sherlock, Molly F.; Gravell, Jane G.; Skinner, Rebecca R.; Hahn, Jim; Stoltzfus, Emilie; Halchin, L. Elaine; Tang, Rachel Y.; Hegji, Alexandra; Topoleski, John J.; Isaacs, Katelin P.; Whittaker, Julie M. – Congressional Research Service, 2021
Since March 2020, a number of laws have been enacted to provide relief to people and businesses affected by the COVID-19 pandemic. These include the Families First Coronavirus Response Act (FFCRA; P.L. 116-127) and the Coronavirus Aid, Relief, and Economic Security Act (CARES Act; P.L. 116-136), both enacted in March 2020; the Consolidated…
Descriptors: COVID-19, Federal Legislation, Federal Aid, Pandemics
Hegji, Alexandra – Congressional Research Service, 2020
In academic year (AY) 2018-2019, approximately 6,400 institutions of higher education (IHEs), enrolling about 26.5 million postsecondary education students, participated in the federal student aid programs authorized under Title IV of the Higher Education Act of 1965 (HEA; P.L. 89-329, as amended). These IHEs ranged in sector, size, and…
Descriptors: School Closing, Colleges, College Students, Loan Repayment
Hegji, Alexandra – Congressional Research Service, 2021
In response to the current Coronavirus Disease 2019 (COVID-19) pandemic, numerous questions have arisen regarding student loan repayment flexibilities and debt relief that may be available to individuals to alleviate potential financial effects related to COVID-19. The Higher Education Act of 1965 (HEA) generally authorizes several options for…
Descriptors: COVID-19, Pandemics, Student Loan Programs, Student Financial Aid
Hegji, Alexandra – Congressional Research Service, 2021
The William D. Ford Federal Direct Loan (Direct Loan) program makes several types of federal student loans available to individuals to assist them with financing postsecondary education expenses. It represents the single largest source of federal financial assistance to support students' postsecondary educational pursuits. The U.S. Department of…
Descriptors: Student Loan Programs, Federal Legislation, Federal Aid, Postsecondary Education
Hegji, Alexandra – Congressional Research Service, 2020
The Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes the operation of three federal student loan programs: the William D. Ford Federal Direct Loan (Direct Loan) program, the Federal Family Education Loan (FFEL) program, and the Federal Perkins Loan program. While new loans are authorized to be made only through the Direct…
Descriptors: Debt (Financial), Student Loan Programs, COVID-19, Federal Aid
Heisler, Elayne J.; Hegji, Alexandra – Congressional Research Service, 2021
The Public Health Service Act (PHSA, 42 U.S.C. ยงยง201 et. seq.) authorizes five student loan programs administered by the Department of Health and Human Services (HHS) through the Health Resources and Services Administration (HRSA): (1) Health Professions Student Loans; (2) Loans for Disadvantaged Students; (3) Primary Care Loans; (4) Nursing…
Descriptors: Student Loan Programs, Federal Aid, Federal Legislation, Low Income Students
Hegji, Alexandra; Collins, Benjamin – Congressional Research Service, 2020
The Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes programs and activities to provide support to individuals who are pursuing a postsecondary education and to institutions of higher education (IHEs). During the 116th Congress, the House Committee on Education and Labor marked up and ordered to be reported the College…
Descriptors: Educational Legislation, Federal Legislation, Higher Education, Educational Finance
Federal Student Loan Forgiveness and Loan Repayment Programs. CRS Report R43571, Version 10. Updated
Hegji, Alexandra; Smole, David P.; Heisler, Elayne J. – Congressional Research Service, 2018
This report identifies and describes federal student loan forgiveness and loan repayment programs that are currently authorized by federal law. It provides brief, summary descriptions of identified programs. These program descriptions are intended to provide policymakers with general information about the purpose of existing programs and how they…
Descriptors: Student Loan Programs, Loan Repayment, Federal Legislation, Incentives
