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Baum, Sandy; Delisle, Jason – Urban Institute, 2022
Much of the policy debate emerging from concerns over student debt has focused on the structure and operation of income-driven repayment (IDR). As the number of available IDR plans and the share of borrowers enrolling in these plans has increased, the system has become more confusing and difficult to navigate. IDR has not prevented default…
Descriptors: Income, Loan Repayment, Paying for College, Student Loan Programs