The Student Financial Wellness Survey (SFWS) provides a snapshot of student financial wellbeing during the fall of 2021. Over 700,000 students were surveyed from 104 schools in 25 states and 63,751 students responded. During this period Federal stimulus funding helped stabilize finances for many students, but many still struggled to make ends meet. This report is meant to amplify the lived experience of these students. Understanding these experiences will allow college administrators and policymakers to better serve students, enabling them to reach their academic potential. The Fall 2021 SFWS questionnaire went through a thorough reassessment. To reduce survey burden, many questions were removed and others rewritten based on feedback from students, school administrators, and various experts in collegiate finances. This resulted in an instrument that was easier for students to understand and quicker to complete. The report is divided into the following sections: (1) Paying for College; (2) Student Credit Card Use and Risky Borrowing; (3) Financial Decision-Making Factors and Financial Behaviors; (4) Student Financial Security; (5) Basic Needs Security; (6) Students Who Are Parents; and (7) Mental Health Challenges.