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Cochrane, Debbie – Postsecondary Value Commission, 2021
With grant and scholarship aid as well as family resources unable to keep pace with college costs, loans have become a fact of life for millions of college students each year. In deciding how and how much to borrow, these students are making highly consequential decisions that will impact their future in unknown ways. Policy should aim to reduce…
Descriptors: Debt (Financial), Postsecondary Education, Value Judgment, Parents
Cochrane, Debbie; Szabo-Kubitz, Laura – Institute for College Access & Success, 2016
Every year, millions of college students borrow money to help bridge the gap between college costs and available income, savings, and grants. Experts agree that, for those who need to borrow to pay for college, federal student loans are the safest and most affordable option. Unfortunately, some colleges choose not to participate in the federal…
Descriptors: Community Colleges, Two Year College Students, Student Loan Programs, Student Financial Aid
Cheng, Diane; Cochrane, Debbie; Gonzalez, Veronica – Project on Student Debt, 2017
Student Debt and the Class of 2016 is the Institute for College Access & Success (TICAS') twelfth annual report on the student loan debt of recent graduates from four-year colleges, documenting the rise in student loan debt and variation among states as well as colleges. State averages for debt at graduation ranged from a low of $20,000 (Utah)…
Descriptors: Debt (Financial), Student Loan Programs, Student Financial Aid, Annual Reports
Cochrane, Debbie; Reed, Matthew – Project on Student Debt, 2015
"Student Debt and the Class of 2014" is the tenth annual report on the student loan debt of recent graduates from four-year colleges. It documents the latest rise in student loan debt and finds considerable variation among states as well as colleges. It also includes a new analysis of how debt at graduation has changed over the last…
Descriptors: Student Financial Aid, Debt (Financial), Paying for College, Employment Potential
McKibben, Bryce; La Rocque, Matthew; Cochrane, Debbie – Association of Community College Trustees, 2014
Student loan default, defined as federal loan borrowers' failure to make any payments for at least 270 days, is an issue of increasing importance to community colleges and their students. This report takes a unique look at student loan default at nine community colleges across the nation, and how those colleges are working to help students avoid…
Descriptors: Loan Default, Loan Repayment, Two Year College Students, Community Colleges
Reed, Matthew; Cochrane, Debbie – Project on Student Debt, 2012
Student Debt and the Class of 2011 is the seventh annual report on the cumulative student loan debt of recent graduates from four-year public and private nonprofit colleges. The authors' analysis found that the debt levels of students who graduate with loans continued to rise, with considerable variation among states as well as among colleges. The…
Descriptors: Student Financial Aid, Graduates, Grants, Paying for College
Reed, Matthew; Cochrane, Debbie – Project on Student Debt, 2013
Student Debt and the Class of 2012 is the eighth annual report on the cumulative student loan debt of recent graduates from four-year colleges. The authors' analysis finds that the debt levels of students who graduate with loans continue to rise, with considerable variation among states as well as among colleges. Seven in 10 college seniors who…
Descriptors: Debt (Financial), Student Loan Programs, College Graduates, Geographic Location