This survey concludes that, overall, student debt has not caused most borrowers to make lifestyles changes nor regret their educational investment. Discussion analyzes borrower debt levels; payment-to-income and debt-to-income ratios; noneducation debt burden; student perceptions about borrowing and debt; effect of borrowing on decision making;…

This report, based on the College Board's Annual Survey of Colleges, provides updated information on tuition and other expenses associated with attending public and private nonprofit institutions of postsecondary education in the United States in the 2003-2004 academic year. The annual survey is distributed to more than 2,800 postsecondary…

This article compares higher education and health care affordability, discussing overall expenditures, the role of government, the impact on private business, social values, institutional confidence, and demand factors. It argues that, although college affordability is a serious problem, it will not dominate future public policy debates to the…

Implications for future generations of college loan program changes are examined. The idea of who should pay for college is explored from the perspective of economic theory. It is concluded that new loan programs must be monitored carefully so they do not shift the burden of college payment from parents to students. (MSE)