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Baum, Sandy; Delisle, Jason – Urban Institute, 2022
Much of the policy debate emerging from concerns over student debt has focused on the structure and operation of income-driven repayment (IDR). As the number of available IDR plans and the share of borrowers enrolling in these plans has increased, the system has become more confusing and difficult to navigate. IDR has not prevented default…
Descriptors: Income, Loan Repayment, Paying for College, Student Loan Programs
Baum, Sandy; Delisle, Jason – Urban Institute, 2022
The federal government now offers a multitude of complicated income-driven repayment (IDR) plans that are difficult to understand, enroll in, and stay in. Many students who would benefit from IDR do not enroll, and others will have large amounts of debt forgiven despite earning high wages. The current problems with IDR are not an indictment of the…
Descriptors: Income, Student Financial Aid, Loan Repayment, Debt (Financial)
Baum, Sandy; Holzer, Harry; Luetmer, Grace – Urban Institute, 2020
The federal student aid system has emerged as the primary source of funding for students pursuing a wide range of subbaccalaureate credentials. But the eligibility rules for federal student aid, offered under Title IV of the Higher Education Act, require a minimum program length of 600 hours for Pell grants, despite little evidence showing that…
Descriptors: Federal Aid, Postsecondary Education, Certification, Student Financial Aid
Ma, Jennifer; Baum, Sandy; Pender, Matea; Welch, Meredith – College Board, 2017
Both the published tuition and fee prices of colleges and universities and the net prices students pay after subtracting grant aid and tax credits and deductions continued to rise between 2016-17 and 2017-18, even after adjusting for inflation. Average net prices in 2017-18 remain lower at public two-year and private nonprofit four-year…
Descriptors: Trend Analysis, Tuition, Fees, College Students
Baum, Sandy; Little, Kathleen; Ma, Jennifer; Sturtevant, Anne – College Board Advocacy & Policy Center, 2012
Like the federal Pell Grant program, need-based state grant programs are designed to increase access to higher education among low- and moderate-income students. A growing body of research indicates that adequate funding is a necessary but not sufficient condition for successfully achieving this goal. Aid programs that are easy to understand and…
Descriptors: Taxes, Income, Program Effectiveness, Federal Government
Ma, Jennifer; Baum, Sandy; Pender, Matea; Welch, Meredith – College Board, 2016
In 2016-17, published tuition and fee prices rose slightly less than the year before. The rapid price growth observed during the Great Recession has abated, as typically happens when the economy recovers, but the rate of increase in tuition and fees continues to exceed inflation. More notable, however, is the pattern of the net prices students…
Descriptors: Trend Analysis, Tuition, Fees, College Students
Ma, Jennifer; Baum, Sandy; Pender, Matea; Bell, D'Wayne – College Board, 2015
The increases in tuition and fee prices in 2015-16 were, like the increases in the two preceding years, relatively small by historical standards. However, the very low rate of general inflation makes this year's increases in college prices larger in real terms than those of 2014-15 and 2013-14. Significantly, and perhaps counter to public…
Descriptors: Trend Analysis, Tuition, Fees, College Students
Baum, Sandy; Ma, Jennifer; Bell, D'Wayne; Elliott, Diane Cardenas – College Board, 2014
Between 2013-14 and 2014-15, average published tuition and fee prices increased by 2.9% for in-state students in the public four-year sector, by 3.3% for out-of-state students in the public four-year sector and for in-district students at public two-year colleges, and by 3.7% at private nonprofit four-year institutions. These increases are higher…
Descriptors: Trend Analysis, Tuition, Fees, College Students
Baum, Sandy; Payea, Kathleen – College Board Advocacy & Policy Center, 2012
The recent focus on student debt makes reliable data about how much students are borrowing, how borrowing patterns differ among students across different types of institutions and at different levels of enrollment, and about changes over time particularly important. While total student borrowing has grown rapidly over the past decade, the rate of…
Descriptors: Student Financial Aid, Federal Aid, Grants, Income
Baum, Sandy; Ma, Jennifer; Payea, Kathleen – College Board, 2013
This report documents differences in the earnings and employment patterns of U.S. adults with different levels of education. It also compares health-related behaviors, reliance on public assistance programs, civic participation, and indicators of the well-being of the next generation. Financial benefits are easier to document than nonpecuniary…
Descriptors: Employment Level, Adults, Educational Attainment, Income
Baum, Sandy; Payea, Kathleen – College Board Advocacy & Policy Center, 2011
"Trends in Student Aid," an annual College Board publication since 1983, is a compendium of detailed, up-to-date information on the funding that is available to help students pay for college. This report sorts aid into grants, loans, tax benefits, and Federal Work-Study assistance. It documents funding from federal and state governments,…
Descriptors: Undergraduate Students, Higher Education, Full Time Equivalency, Tax Credits
Baum, Sandy; Ma, Jennifer – College Board Advocacy & Policy Center, 2011
The published prices on which the analysis in "Trends in College Pricing" is based come from data reported by institutions on the College Board's Annual Survey of Colleges. This survey, which is distributed to nearly 4,000 postsecondary institutions across the country, collects a wealth of data on enrollment, admission, degrees and…
Descriptors: Student Financial Aid, Open Enrollment, Tuition, Educational Finance
Baum, Sandy; Ma, Jennifer – College Board Advocacy & Policy Center, 2012
Widespread concern about the high and rising price of college makes timely data on tuition increases in historical context particularly important. The increase in average published tuition and fees at public four-year colleges and universities for the 2012-13 academic year is smaller than it has been in recent years--and below the average growth…
Descriptors: Higher Education, Associate Degrees, Grants, Income