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Blagg, Kristin; Choi, Jung Hyun; Baum, Sandy; Cohn, Jason; Reynolds, Liam; Terrones, Fanny; Young, Caitlin – Urban Institute, 2022
Research finds a weak causal relationship between student loan debt and homeownership. Still, less access to generational wealth among young Black adults is a root cause of higher student debt burden and a substantial barrier to accessing homeownership. The inability to repay debt, or to build wealth through homeownership, in turn, contributes to…
Descriptors: Blacks, African Americans, Debt (Financial), Student Loan Programs
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Baum, Sandy – Change: The Magazine of Higher Learning, 2021
Rethinking the balance between federal and state responsibilities for supporting colleges and universities and making higher education accessible and affordable for students is important. There is little disagreement about the current education financing system being inadequate. The debate is about the best way to solve the problem. In this…
Descriptors: Federal Aid, State Aid, Educational Finance, Higher Education
Baum, Sandy; Blom, Erica; Cohn, Jason – Urban Institute, 2022
All students deserve to attend programs and institutions that meet high quality standards. But different program goals, investments of time, and eligibility criteria make it difficult to set specific standards that will apply equally well to all types of programs and institutions. This report sets out principles for developing an accountability…
Descriptors: Eligibility, Accountability, Outcomes of Education, Risk
Baum, Sandy; Cohn, Jason – Urban Institute, 2022
Most discussions of college prices and of students' and families' ability to pay those prices focus exclusively on tuition and fees. This focus sometimes leads to policy recommendations that aim to eliminate tuition and fees without providing additional resources for students from low-income households to buy books and supplies and cover their…
Descriptors: Student Financial Aid, Paying for College, Costs, Fees