This guide provides a framework for teaching consumer education to senior high and adult education classes. It may be used to develop a broad consumer economics program, to teach a single unit, or to incorporate money-managing concepts into various subject areas. Introductory materials include suggestions for adapting materials to curriculum requirements and audience needs and for motivating students. Three examples of motivational activities are provided: a word association exercise, an opinion poll, and a questionnaire. Seven money-managing concepts are covered: values and goals; income; money management; consumer-purchasing decisions; consumer credit; savings, insurance, and investments; and consumer rights and responsibilities. For each concept, this information is provided: subconcepts, instructional objectives, generalizations (complete thought-connecting concepts or key ideas), learning experiences (planned questions, activities, or projects), and a list of suggested resources. A section is then provided on evaluating, selecting, and using outside resources. A chart lists community-resource agencies and addresses, ways to use them, and outcomes desired from them. Guidelines for field trips are presented. The guide concludes with a list of sources for obtaining educational materials and a list of general references. (YLB)