This booklet on housing, 1 in a series of 12, covers all the basic aspects of personal- and family-money management. Suitable for use by high school and college students as well as adults, this handbook shows how to determine housing needs and analyze housing costs, whether one rents, buys, or builds a home. The first five sections briefly overview the booklet and discuss housing needs, locations, setting up of realistic monthly housing allowances, and house buying power. Section 6 discusses the three major housing choices: renting, buying, and building. Use of the professional services of real estate agents, lawyers, contractors, and architects is considered next. Section 8 offers checklists for judging and comparing apartments and houses and provides information for evaluating equipment and facilities in housing. Financing is the focus of section 9, including sources, costs, and features of home mortgage loans and other types of home financing. The last three sections address title search, property insurance, and planning a move. (YLB)