This booklet on home furnishings, 1 in a series of 12, covers all the basic aspects of personal- and family-money management. Suitable for use by high school and college students as well as adults, this handbook offers guidelines for purchasing home furnishings and decorating materials. Section 1 discusses planning for home furnishings based on income, needs, wants, values and preferences, interests and activities, and special requirements. Section 2 discusses development of a good interior design plan. In section 3, financial planning is applied to furnishing the home on the amount of money available to be spent. Use of professional services and methods of payment are discussed, and guidelines for shopping are set forth. Section 4 offers shopping guidelines for buying furniture, floor coverings, wall treatments, window treatments, lighting equipment, and accessories. Some sample forms are provided. (YLB)