There are numerous financial planning and money management handbooks, but few focus on the needs of young adults between 16 and 25 years of age. Colleges and some high schools are increasingly offering courses covering money management, but the materials are more "economics-focused" than "real-world" focused. Young people are huge consumers who want what they want, when they want it, but many have not been taught the value of planning and accumulation to reach their goals. Two of the most valuable things a good money management book should present are the time-value of money and associated compounding and the true concept of credit. This book offers: (1) Extensive information on paying for college and other sources of funding; (2) Explanations of insurance and retirement benefits; (3) Savings and investment options; and (4) Information about obtaining and managing credit and loans. Case studies are also included.