No single factor will determine the future quality of life for all residents in Southern Regional Education Board (SREB) states more than whether enough adults earn college degrees and technical certificates. Gone is the dominance of agriculture and manufacturing in most SREB states. These states now must compete in a knowledge economy, but are behind in adapting to this fundamental change. The reality is that SREB states do not have enough adults with the necessary education for economic success unless more students are prepared for college, and unless colleges are affordable for all students. This report offers thoughts about improving rates of success in schools and colleges for all groups, and what steps could make attending college a possibility for more young people. It takes a fresh look at college affordability from the perspectives of both students and parents, and also helps readers see that students from low income families cannot afford college without state funded financial assistance. It also suggests ways that readers, and states can increase the number of adults who will be successful and productive citizens in the future.