This teacher's guide and student guide are designed to accompany a consumer mathematics textbook that contains supplemental readings, activities, and methods adapted for secondary students who have disabilities and other students with diverse learning needs. The materials are designed to help these students succeed in regular education content courses and include simplified text and smaller units of study. The curriculum correlates to Florida's Sunshine State Standards and is divided into the following 9 units of study: (1) budgeting your income; (2) banking and checking; (3) buying and selling; (4) borrowing and lending; (5) purchasing a car and car insurance; (6) paying your taxes; (7) choosing a place to live, deciding whether to rent or buy, playing real estate taxes, and home insurance; (8) investing your money and stocks and bonds; and (9) planning for retirement. For each unit, the teachers' guide includes a general description of the unit's content and the unit's focus, provides suggestions for instructional activities, and contains an assessment to measure student performance. Appendices in the teacher's guide contain a chart describing standards and benchmarks. The student guide contains vocabulary lists, explanation of content, and practice exercises designed to evaluate comprehension. (Contains 25 references.) (CR)