This workbook is a four-part course designed to be taught by working women to low-income working women to increase their skills at managing money. The course sessions focus on special financial concerns of working women: budgeting, education for career advancement, child care, and retirement planning. The sessions are designed as a series but can be offered as independent workshops. Some of the issues dealt with in the course material include the difference in training from childhood between men and women with regard to financial management and the feelings that money inspires in people. The manual contains detailed teaching outlines, participant handouts for each workshop, and a program for training peer leaders to conduct the workshop series. Each workshop is one and a half hours long and is designed to be held after work. Many techniques are used to ensure participation, including small group exercises, case studies, quizzes, brainstorming, and discussion. (CG)