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Direct linkPew Charitable Trusts, 2019
As of March 2019, 43 million Americans held student loans provided through federal government programs, the largest segment of the education loan market. But this system is under pressure as more borrowers struggle to repay, a problem compounded by the complexity of the repayment process. Research on the pathways borrowers take through the…
Descriptors: Student Loan Programs, Federal Aid, Loan Repayment, Public Policy
Peer reviewedMcIntosh, Wm. Alex; Zey-Ferrell, Mary – Rural Sociology, 1986
Path analysis examines an analytical model of decision making by lending officers of 211 Texas banks when recommending agricultural technology to farmer-clients. Model analyzes effects of loan officers' ascribed/achieved personal characteristics and perceptions of organizational constraints during three stages of decision process: using…
Descriptors: Adoption (Ideas), Appropriate Technology, Banking, Credit (Finance)
