Individual Development Accounts (IDAs), originally chartered under the federal Assets for Independence (AFI) Act in 1998, may provide an opportunity for increasing access to postsecondary education for low-income youth and adults by providing funds through a mix of their own savings and federal and private funds. However, many IDA savers and IDA…

National survey data concerning extent and sources of parental financial support for college expenses reveal that support takes the form of both money, primarily from current income, and goods and services and represents intergenerational transfer of resources. Patterns in marital status and other student characteristics from the survey are…

Presents an approach to calculating the costs of college education to maximize students' human capital. When considering college expenses, students often overlook the opportunity costs of income foregone while pursuing degrees. A true-cost calculation worksheet and a strategy for making true costs salient to students (projecting the number of…

The college or university's business office can help reduce problems with student receivables through procedural review of the tuition revenue process, application of analytical methods, and improved operating practices. Admissions, financial aid, and billing offices must all be involved. (MSE)

The 1980s saw renewed emphasis on parental and student responsibility for financing college, as federal aid programs and family income lagged behind costs. These shifting burdens occurred largely without design. More explicit attention should be given to how responsibility is distributed and assuring support mechanisms are adequate. (Author/MSE)

The current income tax law's effects on common elements of education financing are discussed, including scholarships, loans, employment, and related issues. In light of recent tax changes that increase the after-tax cost of education, information for maximizing remaining tax advantages is offered. (MSE)

This newsletter discusses factors that shape federal education funding policies. It examines the size of the federal deficit and its progress, as well as the factors affecting the resources available for education. The 1993 interest on the federal debt is projected to be $314 billion and payments such as these have held down funding for student…

An annual National Association of College and University Business Officers study finds that institutional student aid is being used as a tool to help shape desired class demographics. An analysis of trends in tuition, net tuition, enrollment rates, net freshman revenue, and freshman student-aid rates is summarized here, and questions raised by the…

This report provides trustees, higher education administrators, and state policymakers in the Western states with data on the many factors affecting student costs, from the changing demographics of the region to trends in state appropriations and state funding for financial aid. It discusses how policies in the Western Interstate Commission for…